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ARROW FINANCIAL CORP

For the period ended Dec 31, 2025. Filed Mar 6, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 6, 2026

AROW$39.11+1.7%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Signatures

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized.

Date:March 6, 2026By: /s/ David S. DeMarcoDavid S. DeMarcoPresident and Chief Executive Officer(Principal Executive Officer)
Date:March 6, 2026By: /s/ Penko IvanovPenko IvanovChief Financial Officer(Principal Financial and Accounting Officer)

Pursuant to the requirements of the Securities Exchange Act of 1934, this Report has been signed below on March 6, 2026 by the following persons in the capacities indicated.

/s/ Mark L. BehanMark L. BehanDirector/s/ David G. KruczlnickiDavid G. KruczlnickiDirector
/s/ Tenée R. CasaccioTenée R. CasaccioDirector and Chair/s/ Elizabeth A. MillerElizabeth A. MillerDirector
_/s/ Gregory J. Champion Gregory J. ChampionDirector/s/ Philip C. MorrisPhilip C. MorrisDirector
/s/ James M. DawseyJames M. DawseyDirector/s/ Raymond F. O'ConorRaymond F. O'ConorDirector
/s/ David S. DeMarcoDavid S. DeMarcoDirector/s/ Colin L. ReadColin L. ReadDirector
/s/ Kristine D. DuffyKristine D. DuffyDirector/s/ Daniel J. WhiteDaniel J. WhiteDirector
/s/ Darrin JahnelDarrin JahnelDirector
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.