UPST
Upstart Holdings IncNASDAQ
Financial Services • Credit Services
Updated 1 day ago
Coverage ready
Factor tilt: Anti-Momentum Mid Cap
$23.83+0.34%
Close Oct 13, 2026
- Market cap
- $2.28B
- 1 month
- -8.7%
- 3 months
- -24.6%
- 1 year
- -50.9%
- 52-week range
- $22.81$52.74
- Dividend
- No dividends on record
- Next-quarter EPS estimate
- $0.65Quarter to Sep 30, 2026 · 6 analysts · revenue $365.1M
- Short interest
- 34.1% of float28.6M shares · settled Sep 30, 2026 · +3.3% since Sep 15, 2026 · FINRA
Fundamentals · trailing 12 months to Jun 30, 2026
- Revenue
- $1.29B
- Net income
- $60.33M
- Free cash flow
- —
- Book value
- $797.49M
- Total debt
- —
- P/E
- 37.8×
- Price / sales
- 1.8×
- Price / book
- 2.9×
- FCF yield
- —
- Net margin
- +4.7%
EODHD (TTM) · as of Oct 13, 2026
End-of-day close from stored market data, not a live quote.
Portfolio context
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Loading market dates
No upcoming ex-dividend date announced
No 8-K filings in the last 30 days.
Smart money context
Holder IQ: MEDIUM
38 top institutions tracked
as of 2026-Q2 (filed 2026-09-23)
Last 13F trend: distributing (heavy)
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Sentiment: bearish
Last trade: sell 34 days ago
Red flags: 2
Largest 13-F holders · Q2 2026
370 filers reported a long position in UPST for Q2 2026. 13-F holdings are filed up to 45 days after the quarter ends.
| Holder | Value | Shares | Shares vs Q1 2026 |
|---|---|---|---|
| BlackRock, Inc. | $279.1M | 7.9M | +6.4% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $132.5M | 3.7M | -0.1% |
| VANGUARD CAPITAL MANAGEMENT LLC | $131M | 3.7M | -1.4% |
| MORGAN STANLEY | $85.6M | 2.4M | -39.3% |
| GOLDMAN SACHS GROUP INC | $84.9M | 2.4M | +53.6% |
| MARSHALL WACE, LLP | $84M | 2.4M | -27.7% |
| GEODE CAPITAL MANAGEMENT, LLC | $79M | 2.2M | +4.9% |
| STATE STREET CORP | $75.1M | 2.1M | +3.2% |
| Clear Street Group Inc. | $64.8M | 1.8M | +17.6% |
| Halter Ferguson Financial Inc. | $61.9M | 1.7M | +19.1% |
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