Smart Money · Holder IQ
Below median holder quality (percentile 40.1 this quarter). Tracked high-scoring holdings are broadly steady.
Technology • Software - Infrastructure
Reading stored signals…
Quarter ended Sep 30, 2026. Source: EODHD earnings_trend.
| Observed / analysts | EPS | Revenue |
|---|---|---|
| 4 analysts | 0.605 | 421.91M |
| 4 analysts | 0.605 | 421.91M |
| 4 analysts | 0.605 | 421.91M |
| 3 analysts | 0.61 | 421.76M |
| 3 analysts | 0.61 | 421.76M |
Dates identify stored observations, not earnings announcements. Gaps do not mean estimates were unchanged. The analyst group and vendor earnings basis may change.
Link an account to see your stake, watchlist and past holdings. Compare changes in earnings expectations with your investment case. These are analyst estimates, not reported results or a prediction of your return.
EODHD (TTM) · as of Nov 9, 2026
End-of-day close from stored market data, not a live quote.
ACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and worldwide. It operates through Payment Software, and Billers segments.
The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, fraud prevention, and reduce fees; ACI Issuing, a digital payment issuing solution; and ACI Connetic, a solution that offers payment services for processing, routing, and managing various payment types. It provides ACI real-time payments, a solution that provides connectivity to payment rails; ACI RTGS and cross-border, a payments engine that offers multi-currency, payment and STP processing, and back-office integration interfaces; and ACI digital central infrastructure, a solution that offers real-time payments service. Further, it offers ACI Payments Orchestration Platform, a payments platform that orchestrates and optimizes payments; ACI Fraud Management for merchants, billers, and financial institutions; ACI Fraud Scoring Services with artificial and human insights with data intelligence; and Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. Additionally, it offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, subscription provider, telecommunications, and mortgage sectors; product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well distributes software developed by third parties. It has strategic partnerships with dLocal. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is headquartered in Elkhorn, Nebraska.
Company profile from EODHD, stored Oct 25, 2026.
The last 8 fiscal quarters from EODHD’s latest stored vendor-normalized figures. These may include restatements. Year over year compares the same quarter a year earlier.
| Quarter | Revenue | YoY | Gross margin | Op. income | Net income |
|---|---|---|---|---|---|
| Jun 2026filed Aug 6, 2026 | $430.4M | +7.3% | 42.2% | $44.6M | $31.8M |
| Mar 2026filed May 7, 2026 | $425.7M | +7.9% | 46.3% | $57.5M | $38.3M |
| Dec 2025filed Feb 26, 2026 | $481.6M | +6.3% | 53.0% | $108.8M | $64.3M |
| Sep 2025filed Nov 6, 2025 | $482.4M | +6.8% | 53.7% | $127.7M | $91.3M |
| Jun 2025filed Aug 7, 2025 | $401.3M | +7.4% | 41.5% | $34.9M | $12.2M |
| Mar 2025filed May 8, 2025 | $394.6M | +24.9% | 45.9% | $58.5M | $58.9M |
| Dec 2024filed Feb 27, 2025 | $453.0M | -4.9% | 55.8% | $122.3M | $98.6M |
| Sep 2024filed Nov 7, 2024 | $451.8M | +24.4% | 56.3% | $122.6M | $81.4M |
What resources sit beside the obligations? These are balances at each fiscal quarter end, not cash earned during the quarter. Amounts are in USD, the reporting currency.
Vendor filing date:
Vendor filing date:
Vendor filing date:
Vendor filing date:
Link an account to see your stake, watchlist and past holdings. Compare cash and debt across dates when reviewing its reliance on financing. Current assets can include receivables and inventory; current liabilities include bills as well as borrowings. They are not all spendable cash or all debt. These figures alone do not establish the ability to repay.
Source: EODHD’s latest stored vendor-normalized balance sheets, matched to the same security and fiscal end as these income periods. They may include restatements and are not an originally-filed or knowledge-time history. No net debt, coverage ratio or replacement balance is calculated. Read the SEC guide to financial statements for the distinction between balances and cash flows.
| Fiscal year | Revenue | YoY | Gross margin | Op. income | Net income |
|---|---|---|---|---|---|
| Dec 2025filed Feb 26, 2026 | $1.8B | +10.4% | 49.0% | $329.9M | $226.7M |
| Dec 2024filed Feb 27, 2025 | $1.6B | +9.8% | 50.3% | $308.1M | $203.1M |
| Dec 2023filed Feb 29, 2024 | $1.5B | +2.2% | 50.5% | $220.4M | $121.5M |
| Dec 2022filed Mar 1, 2023 | $1.4B | +3.7% | 51.0% | $203.8M | $142.2M |
| Dec 2021filed Feb 24, 2022 | $1.4B | +5.9% | 53.4% | $209.9M | $127.8M |
| Dec 2020filed Feb 25, 2021 | $1.3B | +2.9% | 51.9% | $144.7M | $72.7M |
Does profit turn into cash? Compare ACIW’s accounting profit with operating cash flow and capital spending. Amounts are in USD.
Fiscal year ending
Fiscal year ending
Fiscal year ending
Fiscal year ending
Fiscal year ending
Fiscal year ending
Link an account to see your stake, watchlist and past holdings. Compare cash generation and investment needs with your thesis. Working capital and non-cash charges can separate profit from cash. Capital spending can reduce free cash flow while earnings rise. For a long or short position, that gap alone does not predict a price move.
Source: EODHD annual financial statements, latest stored vendor-normalized figures. These may include restatements and may differ from the filer’s own XBRL. A filing date is not the knowledge date of this version of the values.
Free cash flow is the vendor’s reported figure, shown only when it agrees with operating cash flow less capital spending recorded as a positive outflow. It is not cash guaranteed for dividends or buybacks, and it does not subtract every financing obligation. Missing or sign-incompatible inputs are not filled in. An unlabelled currency is used only for a confirmed domestic USD filer. These are annual statements, not forecasts or an originally-filed history.
Where did ACIW’s financing cash go? Compare cash paid as dividends with net share and debt transactions across fiscal years. Amounts are in USD, the reporting currency. These are company-wide totals, not per-share payouts.
Vendor filing date:
Vendor filing date:
Vendor filing date:
Vendor filing date:
Vendor filing date:
Vendor filing date:
Link an account to see your stake, watchlist and past holdings. Compare these uses of cash with operating cash generation and the debt on the balance sheet. A negative net share movement means purchases exceeded issuance; it does not give gross buybacks. A dividend or share purchase can be financed with borrowing, and none of these flows guarantees a future payment or price return.
Source: EODHD annual cash-flow statements, latest stored vendor-normalized values for the same security and fiscal year. These can include restatements; a filing date is not the knowledge date of this version.
Dividends are positive cash paid out. For net share transactions, net borrowing and total financing, positive means cash in and negative means cash out. Net share transactions combine issuance and purchases; they are not gross repurchases, a change in shares outstanding, or stock compensation. Total financing includes other flows and is not the sum of just these three lines. Missing amounts stay unavailable; zero means a reported zero. No FX conversion, shareholder-return total or forecast is inferred.
How steadily did the business compound its per-share book value with dividends over 40 quarters? This historical measure is not a stock-price return or a forecast.
As of · Window to
Does not meet the historical compounder rule
Basis: total common book; the tangible starting base was too small, so the whole window uses the fallback basis. Dividends are reinvested at book value, not at market prices. R² near 1 means a steadier fitted trend; it does not establish accounting quality.
Composite percentile: 37.6% among 288 admitted non-financial issuers in this captured run. The composite combines growth and consistency percentiles. This is not a comparison with every listed company.
The compounder rule requires a top-decile composite within the tangible-book eligible pool, positive slope and no detected decline. Total-common-book fallback rows cannot qualify. A decline means the 90% interval for the recent 12-quarter / full-window slope ratio lies below 1; this row does not detect a decline. An absent decline is not proof that growth is accelerating.
Link an account to see your stake, watchlist and past holdings. Use this to question the durability of the business behind your investment case, alongside its filings and valuation. A withheld grade is a data or method limit, not a sell signal. For a short position, it does not predict timing, borrowing costs or downside. It does not measure your account’s return.
Source: SEC first-filed XBRL. Midas Edge API’s published Green Compounders method uses only filings public by the as-of date, split-adjusted shares and the original filed values. Restatements do not replace them. Issuer pools and entity types reflect the SEC submissions captured for this run, not historical classifications at each as-of date.
The primary form fits log book value with reinvested dividends against time. The method checks the starting book and market-cap floors and excludes identified non-reliance/enforcement windows. Its cohort is fixed at capture time, so historical percentiles have capture and survival limits. It does not check audit-opinion going-concern text. This grade is separate from InsiderIQ, HolderIQ and NetCredibility.
Input filings (41 in this window): 0000935036-19-000009; 0000935036-20-000009; 0000935036-20-000019. The links show up to three of the input filings.
Method labels: compounder_ineligible:fallback_book_basis, going_concern_unchecked, no_dividend_fact_zero, preferred_untagged_zero, red_finding_basis_d1_enforcement_naming_issuer, split_applied, tangible_base_small
FINRA reports open short positions for a settlement date. The publication date is later. These are reported positions, with a separate date for each observation.
Compare the reported short exposure around the dates you bought, sold or watched ACIW. A long position benefits from price rises; a short position benefits from falls. A change in these counts does not predict either move.
Settlement Oct 15, 2026
6,300,322 shares short
-95,468 shares (-1.5%) vs Sep 30, 2026
Share of float unavailable. Published Oct 26, 2026.
Settlement Sep 30, 2026
6,395,790 shares short
-31,259 shares (-0.5%) vs Sep 15, 2026
Share of float unavailable. Published Oct 9, 2026.
Settlement Sep 15, 2026
6,427,049 shares short
+121,872 shares (+1.9%) vs Aug 31, 2026
Share of float unavailable. Published Sep 24, 2026.
Settlement Aug 31, 2026
6,305,177 shares short
+276,259 shares (+4.6%) vs Aug 14, 2026
Share of float unavailable. Published Sep 10, 2026.
Settlement Aug 14, 2026
6,028,918 shares short
+292,055 shares (+5.1%) vs Jul 31, 2026
Share of float unavailable. Published Aug 25, 2026.
Settlement Jul 31, 2026
5,736,863 shares short
+997,736 shares (+21.1%) vs Jul 15, 2026
Share of float unavailable. Published Aug 11, 2026.
Change = this settlement’s shares short − the previous recorded settlement’s shares short; percentage change divides by that earlier count. A zero earlier count has no percentage change. Split-spanning counts are left uncompared. Float percentages use the stored settlement observation, not today’s float.
Source: stored FINRA equity short-interest records, up to six settlements from the last 240 days. FINRA data and reporting dates · How to read short interest
See the recorded cash amounts and dates behind ACIW’s income, and the splits that change its share count. Dates below are stored event records, not confirmation of a payment to your account.
No qualified cash-dividend records are stored. This does not establish that the company pays no dividend.
Up to six Polygon cash-dividend events, including recorded ex-dates within the next 120 days. Amounts retain their recorded currency and decimal precision. Historical amounts are not restated to a common split basis, annualized, or converted to dollars.
For a long holding, compare the ex-date with when you held the shares and check the pay date against your broker’s cash history. Owning the stock today does not establish past entitlement. For a short holding, a dividend can create a payment obligation to the share lender.
Ex-dates and special dividend rules · Short-sale dividend obligations · Dividend data definitions
2 for 1 · forward split
Effective Jul 2, 1996
Each 1 pre-split share becomes 2 post-split shares.
Source: EODHD
1 conflicting split date is omitted; the ratio could not be resolved.
Up to six stored split dates through Nov 10, 2026. Equivalent vendor ratios are combined; conflicting ratios are left out. This history may be incomplete.
A split changes the share count and per-share price basis; it does not by itself add investment value. Put your holding’s earlier and later share counts on the same basis before comparing them. This applies to both long shares and shares owed on a short position.
How stock splits workLink an account to see your stake, watchlist and past holdings.
We’ll show you if ACIW is in your portfolio and how much it contributes.
Sign inLoading market dates
36 smart-money holders: institutions with a high Holder IQ
Smart-money 13F trend: unchanged (light)
Unlock crowding heatmapUnlock filer discoverySentiment: unknown
No recent insider trades detected.
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
No directional recent-activity label is available. This context label is separate from the scored insider signal read.
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Red flags: 0
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
No directional recent-activity label is available. This context label is separate from the scored insider signal read.
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
381 filers reported a long position in ACIW for Q2 2026. 13-F holdings are filed up to 45 days after the quarter ends.
The top 10 hold
56.1%
of the 104.3M shares 13-F filers reported
Moves vs Q1 2026
9 added1 trimmed
Net shares held
+10.6%
across the 10 holders with a comparable Q1 2026 book
| Rank | Holder | Value | Shares | Shares vs Q1 2026 |
|---|---|---|---|---|
| 1 | BlackRock, Inc. | $823.8M · 16.4M shares | 16.4M | -3.7% |
| 2 | Vanguard Portfolio Management LLC | $408M · 8.1M shares | 8.1M | +0.7% |
| 3 | Franklin Resources Inc | $336.7M · 6.7M shares | 6.7M | +1.2% |
| 4 | FMR LLC | $329.2M · 6.5M shares | 6.5M | +202.2% |
| 5 | Vanguard Capital Management LLC | $230.7M · 4.6M shares | 4.6M | +1% |
| 6 | State Street Corp | $215.9M · 4.3M shares | 4.3M | +3.5% |
| 7 | Geode Capital Management, LLC | $171M · 3.4M shares | 3.4M | +7.1% |
| 8 | Dimensional Fund Advisors LP | $158.7M · 3.2M shares | 3.2M | +12.2% |
| 9 | Fuller & Thaler Asset Management, Inc. | $137.4M · 2.7M shares | 2.7M | +27.1% |
| 10 | North Reef Capital Management LP | $131.6M · 2.6M shares | 2.6M | +17.4% |
Sign in to see each holder’s Holder IQ, factor-adjusted Holder IQ and rank, and compare these holders with all scored filers. Available on every plan.
Sign inHolders of more than 5% of ACIW file with the SEC within days. A 13D holder may seek to influence the company; a 13G holder is passive. Each holder’s latest filing from the last three years.
| Filed | Holder | % of class |
|---|---|---|
| Nov 6, 2026 | FMR LLC13G · passive · amended | 10.1% |
| Apr 29, 2026 | Vanguard Capital Management LLC13G · passive | 5.23% |
| Apr 29, 2026 | Franklin Resources Inc13G · passive | 6.5% |
| Apr 28, 2026 | Vanguard Portfolio Management LLC13G · passive | 8.02% |
| Mar 26, 2026 | Vanguard Group Inc13G · passive · amended | 0%under 5% |
How much of ACIW’s move accompanied the market and its measured style leanings, and how much was left? The residual is unexplained by this fitted model. It does not establish a cause, skill or future alpha.
Return split unavailable. A complete, reconciled model for every market session in this window is unavailable. Missing dates are not filled.
Link an account with dated transactions to see what share of your own holding’s move since its purchase-date close was unexplained, with long and short positions distinguished. Your private holdings never enter this public chart.
Daily percentage returns, not window contributions. Source: the same dated warehouse rows and model v1.2.0; observed 2026-11-10T15:23:40.210Z. Absent sessions are never interpolated; missing or failed inputs stay unavailable.
| Date | Stock | Market | Styles | Residual |
|---|---|---|---|---|
| +0.37% | -0.08% | +0.31% | +0.14% | |
| +0.27% | +0.02% | +0.09% | +0.16% | |
| -0.25% | -1.18% | +1.71% | -0.78% | |
| +2.90% | +0.52% | +2.48% | -0.11% | |
| +0.48% | -1.05% | +1.14% | +0.39% | |
| -1.10% | +0.36% | -0.63% | -0.82% | |
| +4.44% | +0.43% | +1.49% | +2.52% | |
| -1.25% | +0.49% | -1.45% | -0.29% | |
| +4.33% | -1.09% | +5.96% | -0.54% | |
| -0.55% | -0.46% | -0.82% | +0.72% | |
| -0.36% | +0.50% | -1.10% | +0.24% | |
| -1.83% | +0.68% | -0.39% | -2.12% | |
| +0.99% | +0.37% | -1.23% | +1.85% | |
| +0.91% | -0.46% | +3.07% | -1.70% | |
| +1.15% | -1.77% | +4.03% | -1.11% | |
| +3.66% | -0.24% | +2.65% | +1.25% | |
| +0.05% | +0.35% | -1.64% | +1.35% | |
| +1.30% | +1.75% | +4.80% | -5.25% | |
| Unavailable | Unavailable | Unavailable | Unavailable | |
| Unavailable | Unavailable | Unavailable | Unavailable |
Each day uses that day’s fitted market intercept and style exposures multiplied by that day’s published factor returns. Their sum plus the independently stored residual must reconcile to the stock return. Window effects are weighted by stock wealth at each day’s start and added; the stock return compounds. Every expected US market session must be present and pass source, identity, model and numerical checks. This retrospective fit is an explanation of measured returns, not evidence of causation or an investable forecast. The window ends at the latest published model session, which can lag the market; today’s unfinished session is excluded.
Reading dated filing evidence…
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Reported evidence, not a forecast
Below median holder quality (percentile 40.1 this quarter). Tracked high-scoring holdings are broadly steady.
The records have no bullish or bearish scoring labels, and no scoring rule fired. Last 180 days of filings: 0 purchases, 0 sales, 25 other records.
No active flags are recorded; this is not an all-clear.
Size: smaller than its sector's cap-weighted average. In standard-deviation units; stock exposure, not your portfolio weight.
Price return +21.4%
Nov 7, 2025–Nov 9, 2026. The line is the stored cumulative price return, without dividends. Marks use their recorded calendar dates, including non-trading days; their lanes do not imply a price or that an event caused a move.
Insiders: green purchases, red sales. Other lanes: 13F reporting period ends, stored earnings-calendar dates and flagged filings. Select a mark or open the dated list for its evidence.
Read the balances behind the trades: SEC Forms 3, 4 and 5 state a reporting owner’s position, not just an amount bought or sold. These are dated filing observations, not current holdings or a trading signal.
Common Stock · Direct · Non-derivative shares
200,725 shares in the latest stored filing
Filed · report period Sep 24, 2026 · Form 4. Source: SEC filing 0002080452-26-000013. Quantities are reported units, not currency or market value.
SEC identifiers: name as filed Leibrock Robert William · reporting-owner CIK 0002080452 · issuer CIK 0000935036
Source: stored SEC Forms 3/4/5 ownership records filed Sep 26, 2025 to Sep 25, 2026; read Nov 10, 2026, 3:23 PM UTC. Exact quantities and each accession are below. A single dot is one observation, not a trend.
· 200,725 shares in stored record · Direct
Report period Sep 24, 2026 · Form 4 · balance after the filing’s transactions. SEC 0002080452-26-000013
· 203,901 shares in stored record · Direct
Report period Sep 6, 2026 · Form 4 · balance after the filing’s transactions. SEC 0002080452-26-000011
· 205,806 shares in stored record · Direct
Report period Jun 24, 2026 · Form 4 · balance after the filing’s transactions. SEC 0002080452-26-000009
· 208,260 shares in stored record · Direct
Report period Jun 6, 2026 · Form 4 · balance after the filing’s transactions. SEC 0002080452-26-000007
· 209,549 shares in stored record · Direct
Report period Mar 24, 2026 · Form 4 · balance after the filing’s transactions. SEC 0002080452-26-000005
· 211,697 shares in stored record · Direct
Report period Mar 6, 2026 · Form 4 · balance after the filing’s transactions. SEC 0002080452-26-000002
· 162,343 shares in stored record · Direct
Report period Dec 24, 2025 · Form 4 · balance after the filing’s transactions. SEC 0002080452-25-000004
· 164,498 shares in stored record · Direct
Report period Sep 24, 2025 · Form 4 · balance after the filing’s transactions. SEC 0002080452-25-000002
Link an account to see your stake, watchlist and past holdings. A reported balance adds context to a sale or purchase: an insider may still report a substantial position. This view does not calculate a percentage sold or a combined insider total. Different classes, indirect vehicles, derivatives and joint filers may overlap; changes can also reflect awards, gifts, exercises, splits or corrections. Neither a balance nor a change predicts your return.
Available filings through Nov 10, 2026; read Nov 10, 2026, 3:23 PM UTC. Latest 240 stored rows, up to 24 distinct reporting-owner positions. The stored sample need not be a complete ownership history. No holdings or account data about the reader enters this public evidence.