Chime Financial, Inc.
For the period ended Jun 30, 2026. Filed Aug 6, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 6, 2026
CHYM$32.54+0.0%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Condensed Consolidated Statements of Operations
(In thousands, except share and per share amounts)
| Three Months EndedJune 30, | Six Months EndedJune 30, | |||
|---|---|---|---|---|
| 2026 | 2025 | 2026 | 2025 | |
| Revenue | $669,768 | $528,149 | $1,317,155 | $1,046,893 |
| Cost of revenue | 74,895 | 67,120 | 141,969 | 127,538 |
| Gross profit | 594,873 | 461,029 | 1,175,186 | 919,355 |
| Operating expenses: | ||||
| Transaction and risk losses | 103,287 | 98,247 | 192,192 | 207,392 |
| Member support and operations | 109,555 | 203,097 | 204,954 | 281,706 |
| Sales and marketing | 164,159 | 185,006 | 329,590 | 317,579 |
| Technology and development | 112,111 | 621,754 | 221,891 | 699,636 |
| General and administrative | 80,142 | 279,667 | 150,609 | 326,840 |
| Depreciation and amortization | 4,297 | 3,896 | 8,465 | 7,703 |
| Total operating expenses | 573,551 | 1,391,667 | 1,107,701 | 1,840,856 |
| Income (loss) from operations | 21,322 | (930,638) | 67,485 | (921,501) |
| Other income, net | 6,741 | 6,215 | 14,489 | 11,569 |
| Net income (loss) before income taxes | 28,063 | (924,423) | 81,974 | (909,932) |
| Provision (benefit) for income taxes | 213 | (1,047) | 668 | 505 |
| Net income (loss) | $27,850 | $(923,376) | $81,306 | $(910,437) |
| Net income (loss) per share attributable to common stockholders: | ||||
| Basic | $0.07 | $(7.29) | $0.21 | $(9.44) |
| Diluted | $0.07 | $(7.29) | $0.20 | $(9.44) |
| Weighted average number of common shares outstanding used to compute net income (loss) per share attributable to common stockholders: | ||||
| Basic | 379,820,643 | 126,620,499 | 380,723,765 | 96,412,477 |
| Diluted | 393,420,014 | 126,620,499 | 396,943,274 | 96,412,477 |
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