Skip to main content

Chime Financial, Inc.

For the period ended Mar 31, 2026. Filed May 7, 2026.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed May 7, 2026

CHYM$32.54+0.0%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Condensed Consolidated Statements of Operations

(In thousands, except share and per share amounts)

Three Months EndedMarch 31,
20262025
Revenue$647,387$518,744
Cost of revenue67,07460,418
Gross profit580,313458,326
Operating expenses:
Transaction and risk losses88,905109,145
Member support and operations95,39978,609
Sales and marketing165,431132,573
Technology and development109,78077,882
General and administrative70,46747,173
Depreciation and amortization4,1683,807
Total operating expenses534,150449,189
Income from operations46,1639,137
Other income, net7,7485,354
Income before income taxes53,91114,491
Provision for income taxes4551,552
Net income53,45612,939
Undistributed earnings attributable to preferred stockholders—(12,939)
Net income attributable to common stockholders$53,456$—
Net income per share attributable to common stockholders:
Basic$0.14$—
Diluted$0.13$—
Weighted average number of common shares outstanding used to compute net income per share attributable to common stockholders:
Basic381,636,92065,868,810
Diluted400,476,56765,868,810
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.