Chime Financial, Inc.
For the period ended Mar 31, 2026. Filed May 7, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2026 · Filed May 7, 2026
CHYM$32.54+0.0%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Condensed Consolidated Statements of Operations
(In thousands, except share and per share amounts)
| Three Months EndedMarch 31, | ||
|---|---|---|
| 2026 | 2025 | |
| Revenue | $647,387 | $518,744 |
| Cost of revenue | 67,074 | 60,418 |
| Gross profit | 580,313 | 458,326 |
| Operating expenses: | ||
| Transaction and risk losses | 88,905 | 109,145 |
| Member support and operations | 95,399 | 78,609 |
| Sales and marketing | 165,431 | 132,573 |
| Technology and development | 109,780 | 77,882 |
| General and administrative | 70,467 | 47,173 |
| Depreciation and amortization | 4,168 | 3,807 |
| Total operating expenses | 534,150 | 449,189 |
| Income from operations | 46,163 | 9,137 |
| Other income, net | 7,748 | 5,354 |
| Income before income taxes | 53,911 | 14,491 |
| Provision for income taxes | 455 | 1,552 |
| Net income | 53,456 | 12,939 |
| Undistributed earnings attributable to preferred stockholders | — | (12,939) |
| Net income attributable to common stockholders | $53,456 | $— |
| Net income per share attributable to common stockholders: | ||
| Basic | $0.14 | $— |
| Diluted | $0.13 | $— |
| Weighted average number of common shares outstanding used to compute net income per share attributable to common stockholders: | ||
| Basic | 381,636,920 | 65,868,810 |
| Diluted | 400,476,567 | 65,868,810 |
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