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CONSUMER PORTFOLIO SERVICES, INC.

For the period ended Sep 30, 2025. Filed Nov 10, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 10, 2025

CPSS$10.45+2.8%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

INDEX TO FORM 10-Q

For the Quarterly Period Ended September 30, 2025

Page
PART I. FINANCIAL INFORMATION
Item 1.Financial Statements3
Unaudited Condensed Consolidated Balance Sheets as of September 30, 2025, and December 31, 20243
Unaudited Condensed Consolidated Statements of Operations for the three-month and nine-month periods ended September 30, 2025, and 20244
Unaudited Condensed Consolidated Statements of Comprehensive Income for the three- month and nine-month periods ended September 30, 2025, and 20245
Unaudited Condensed Consolidated Statements of Cash Flows for the nine-month periods ended September 30, 2025, and 20246
Unaudited Condensed Consolidated Statements of Shareholders’ Equity for the three month and nine-month periods ended September 30, 2025, and 20247
Notes to Unaudited Condensed Consolidated Financial Statements8
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations31
Item 4.Controls and Procedures50
PART II. OTHER INFORMATION
Item 1.Legal Proceedings51
Item 1A.Risk Factors51
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds52
Item 5.Other Information52
Item 6.Exhibits53
Signatures54

PART I. FINANCIAL INFORMATION

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.