Beacon Financial Corp
For the period ended Mar 31, 2026. Filed May 11, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2026 · Filed May 11, 2026
BBT$30.67+0.2%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Glossary of Acronyms and Terms
| Glossary of Acronyms and Terms | |
|---|---|
| 2021 Plan | Brookline Bancorp, Inc. 2021 Stock Option and Incentive Plan |
| 2025 Plan | Beacon Financial Corporation 2025 Stock Option and Incentive Plan |
| ACL | Allowance for Credit Losses |
| AFX | American Financial Exchange |
| ALCO | Asset/Liability Committee |
| Bank | Beacon Bank & Trust |
| C&I | Commercial and industrial |
| Clarendon Private | Clarendon Private, LLC |
| CMOs | Collateralized mortgage obligations |
| CODM | Chief Operating Decision Maker |
| Company | Beacon Financial Corporation and its subsidiaries |
| Core deposits | Demand checking, NOW, non-payroll money market and savings accounts |
| CRE | Commercial real estate |
| Customer Deposits | Total deposits excluding brokered deposits and payroll deposits |
| Eastern Funding | Eastern Funding, LLC |
| EPS | Earnings per Share |
| EVE | Economic Value of Equity |
| FASB | Financial Accounting Standards Board |
| FDIC | Federal Deposit Insurance Corporation |
| FHLB | Federal Home Loan Bank of Boston |
| FHLMC | Federal Home Loan Mortgage Corporation |
| FNMA | Federal National Mortgage Association |
| FRB | Board of Governors of the Federal Reserve System |
| GAAP | U.S generally accepted accounting principles |
| GNMA | Government National Mortgage Association |
| GSEs | U.S. Government-sponsored enterprises |
| IBORs | Interbank Offered Rates |
| Legacy Berkshire | Berkshire Hills Bancorp, Inc. prior to the closing of the Transaction |
| LEQ | Loan equivalency |
| MBSs | Mortgage-backed securities |
| OAEM | Other Assets Especially Mentioned |
| OCI | Other comprehensive income |
| OREO | Other Real Estate Owned |
| PAM | Proportional amortization method |
| Plans | The 2021 Plan and the 2025 Plan |
| SBA | Small Business Administration |
| SEC | U.S. Securities and Exchange Commission |
| SOFR | Secured Overnight Financing Rate |
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