Affirm Holdings, Inc.

(c) Rule 10b5-1 Trading Plans

During the three months ended December 31, 2025, the following directors and officers of the Company adopted or terminated a “Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,” as each term is defined in Item 408(a) of Regulation S-K, as follows:

On December 2, 2025, Noel Watson, amember of our Board of Directors, adopted a Rule 10b5-1 trading arrangement providing for the sale of the Company's Class A common stock (a “Rule 10b5-1 Trading Plan”) that is intended to satisfy the affirmative defense conditions of Exchange Act Rule 10b5-1(c). Mr. Watson’s Rule 10b5-1 Trading Plan provides for the sale of up to 8,000 shares of our Class A common stock pursuant to one or more limit orders on or after March 3, 2026 until November 16, 2026, or earlier if all transactions under the trading arrangement are completed.

On December 9, 2025, Libor Michalek, our President and a member of our Board of Directors, adopted a Rule 10b5-1 Trading Plan. Mr. Michalek’s Rule 10b5-1 Trading Plan provides for the exercise of up to 500,000 employee stock options, subject to increase based on any employee stock options not exercised under a previous 10b5-1 Trading Plan which will expire on March 31, 2026, and sale of the underlying shares of our Class A common stock pursuant to one or more limit orders from April 1, 2026 until March 31, 2027, or earlier if all transactions under the trading arrangement are completed.

On December 9, 2025, Michael Linford, our Chief Operating Officer, adopted a Rule 10b5-1 Trading Plan. Mr. Linford’s Rule 10b5-1 Trading Plan provides for the exercise of up to 533,870 employee stock options and sale of the underlying shares of our Class A common stock pursuant to one or more limit orders from March 10, 2026 until September 30, 2026, or earlier if all transactions under the trading arrangement are completed.

No other directors or officers, as defined in Rule 16a-1(f), adopted and/orterminated a “Rule 10b5-1 trading arrangement” or a “non-Rule 10b5-1 trading arrangement,” as defined in Regulation S-K Item 408, during the three months ended December 31, 2025.