BankUnited, Inc.
For the period ended Jun 30, 2026. Filed Aug 6, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 6, 2026
BKU$44.02-1.2%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Glossary of Defined Termsii
GLOSSARY OF DEFINED TERMS
The following acronyms and terms may be used throughout this Form 10-Q, including the consolidated financial statements and related notes.
| ACL | Allowance for credit losses |
|---|---|
| AFS | Available for sale |
| ALCO | Asset Liability Committee |
| ALM | Asset Liability Management |
| AOCI | Accumulated other comprehensive income |
| APY | Annual Percentage Yield |
| ARM | Adjustable-rate mortgage |
| ASU | Accounting Standards Update |
| B2B | Business-to-Business |
| B2C | Business-to-Consumer |
| BKU | BankUnited, Inc. |
| BOLI | Bank Owned Life Insurance |
| BankUnited | BankUnited, National Association |
| The Bank | BankUnited, National Association |
| Bridge | Bridge Funding Group, Inc. |
| Buyout Loans | FHA and VA insured mortgages from third party servicers who have exercised their right to purchase these loans out of GNMA securitizations |
| CECL | Current expected credit losses |
| CEO | Chief Executive Officer |
| CET1 | Common Equity Tier 1 capital |
| CLO | Collateralized loan obligations |
| CMOs | Collateralized mortgage obligations |
| CODM | Chief Operating Decision Maker |
| Core loans | Core loans including CRE, C&I, mortgage warehouse lending loans and Pinnacle public finance |
| CPR | Constant prepayment rate |
| CRE | Commercial real estate loans, including non-owner occupied commercial real estate and construction and land |
| C&I | Commercial and Industrial loans, including owner-occupied commercial real estate |
| DSCR | Debt Service Coverage Ratio |
| EVE | Economic value of equity |
| FDIA | Federal Deposit Insurance Act |
| FDIC | Federal Deposit Insurance Corporation |
| Fed Fund | Federal Funds Rate |
| FHA | Federal Housing Administration |
| FHLB | Federal Home Loan Bank |
| FICO | Fair Isaac Corporation (credit score) |
| FRB | Federal Reserve Bank |
| GAAP | U.S. generally accepted accounting principles |
| GDP | Gross Domestic Product |
| GNMA | Government National Mortgage Association |
| HOA | Homeowner Association |
| ISDA | International Swaps and Derivatives Association |
| LTV | Loan-to-value |
| MBS | Mortgage-backed securities |
| MSA | Metropolitan Statistical Area |
ii
| MWL | Mortgage warehouse lending |
|---|---|
| NDFI | Non-depository financial institutions |
| NIDDA | Non-interest bearing demand deposits |
| NPA | Non-performing asset |
| NRSRO | Nationally recognized statistical rating organization |
| OREO | Other real estate owned |
| PCD | Purchased credit-deteriorated |
| Pinnacle | Pinnacle Public Finance, Inc. |
| PPNR | Pre-tax, pre-provision net revenue |
| PSL | Purchased seasoned loans |
| R/E | Real Estate |
| REIT | Real Estate Investment Trust |
| ROAA | Return on Average Assets |
| ROAE | Return on Average Equity |
| RPA | Risk Participation Agreement |
| SBA | U.S. Small Business Administration |
| SEC | Securities and Exchange Commission |
| SOFR | Secured Overnight Financing Rate |
| Tri-State | New York, New Jersey and Connecticut |
| VA loan | Loan guaranteed by the U.S. Department of Veterans Affairs |
iii
PART I
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.