Capitol Federal Financial, Inc.
For the period ended Dec 31, 2025. Filed Feb 6, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Dec 31, 2025 · Filed Feb 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Financial Condition - Loans Receivable
Loans Receivable. The following table presents information related to the composition of our loan portfolio in terms of dollar amounts, weighted average rates, and percentage of total as of the dates indicated. One- to four-family purchased loans in the following tables include correspondent purchased loans and bulk purchased loans.
| December 31, 2025 · September 30, 2025 · December 31, 2024 | ||||||||
|---|---|---|---|---|---|---|---|---|
| Amount · Rate · Amount · Rate · Amount · Rate | ||||||||
| (Dollars in thousands) | ||||||||
| One- to four-family: | ||||||||
| Originated | $3,725,622 | 3.82% | $3,774,134 | 3.78% | $3,907,809 | 3.64% | ||
| Purchased | 2,065,179 | 3.50 | 2,114,447 | 3.49 | 2,286,876 | 3.45 | ||
| Construction | 15,228 | 6.14 | 16,054 | 6.17 | 19,165 | 6.35 | ||
| Total | 5,806,029 | 3.71 | 5,904,635 | 3.68 | 6,213,850 | 3.58 | ||
| Commercial: | ||||||||
| Commercial real estate | 1,874,506 | 5.74 | 1,709,990 | 5.82 | 1,353,482 | 5.48 | ||
| Commercial and industrial | 219,909 | 6.74 | 210,119 | 6.92 | 131,267 | 6.66 | ||
| Commercial construction | 184,227 | 6.83 | 195,886 | 6.42 | 161,744 | 6.14 | ||
| Total | 2,278,642 | 5.93 | 2,115,995 | 5.98 | 1,646,493 | 5.64 | ||
| Consumer loans: | ||||||||
| Home equity | 107,490 | 7.76 | 104,809 | 8.15 | 103,006 | 8.31 | ||
| Other | 7,814 | 5.56 | 8,436 | 5.55 | 9,680 | 5.77 | ||
| Total | 115,304 | 7.61 | 113,245 | 7.96 | 112,686 | 8.09 | ||
| Total loans receivable | 8,199,975 | 4.38 | 8,133,875 | 4.34 | 7,973,029 | 4.07 | ||
| Less: | ||||||||
| ACL | 24,572 | 24,039 | 24,997 | |||||
| Deferred loan fees/discounts | 31,125 | 31,268 | 30,973 | |||||
| Premiums/deferred costs | (32,458) | (33,393) | (36,497) | |||||
| Total loans receivable, net | $8,176,736 | $8,111,961 | $7,953,556 | |||||
Loan Activity -The following table summarizes activity in the loan portfolio, along with weighted average rates where applicable, for the periods indicated, excluding changes in ACL, deferred loan fees/discounts, and premiums/deferred costs. Loans that were paid off as a result of refinances are included in repayments. Loan endorsements are not included in the activity in the following table because a new loan is not generated at the time of the endorsement. The endorsed balance and rate are included in the ending loan portfolio balance and rate. Commercial loan renewals are not included in the activity presented in the following table unless new funds are disbursed at the time of renewal. The renewal balance and rate are included in the ending loan portfolio balance and rate.
| For the Three Months Ended | ||||||||
|---|---|---|---|---|---|---|---|---|
| December 31, 2025 · December 31, 2024 | ||||||||
| Amount · Rate · Amount · Rate | ||||||||
| (Dollars in thousands) | ||||||||
| Beginning balance | $8,133,875 | 4.34% | $7,923,251 | 4.02% | ||||
| Originated and refinanced | 376,869 | 6.40 | 265,731 | 6.76 | ||||
| Participations | 83,520 | 6.37 | 69,790 | 7.21 | ||||
| Change in undisbursed loan funds | (44,036) | (36,990) | ||||||
| Repayments | (349,905) | (248,760) | ||||||
| Principal (charge-offs)/recoveries, net | (119) | 7 | ||||||
| Other | (229) | — | ||||||
| Ending balance | $8,199,975 | 4.38 | $7,973,029 | 4.07 | ||||
The following table presents loan origination, refinance, and participation activity for the periods indicated, excluding endorsement activity, along with associated weighted average rates and percent of total. Commercial loan renewals are not included in the activity in the following table except to the extent new funds are disbursed at the time of renewal. Loan originations, participations, and refinances are reported together.
| For the Three Months Ended | ||||||||
|---|---|---|---|---|---|---|---|---|
| December 31, 2025 · December 31, 2024 | ||||||||
| Amount · Rate · % of Total · Amount · Rate · % of Total | ||||||||
| (Dollars in thousands) | ||||||||
| Commercial: | ||||||||
| Commercial real estate | ||||||||
| Fixed-rate | $148,799 | 6.30% | 32.3% | $28,494 | 7.03% | 8.5% | ||
| Adjustable-rate | 58,941 | 6.30 | 12.8 | 119,055 | 6.79 | 35.5 | ||
| 207,740 | 6.30 | 45.1 | 147,549 | 6.84 | 44.0 | |||
| Commercial and industrial | ||||||||
| Fixed-rate | 30,393 | 6.62 | 6.6 | 16,875 | 7.49 | 5.0 | ||
| Adjustable-rate | 3,712 | 6.36 | 0.8 | 9,811 | 7.28 | 2.9 | ||
| 34,105 | 6.59 | 7.4 | 26,686 | 7.41 | 7.9 | |||
| Commercial construction | ||||||||
| Fixed-rate | 98,172 | 6.59 | 21.4 | 1,135 | 8.00 | 0.4 | ||
| Adjustable-rate | 24,584 | 7.04 | 5.3 | 65,906 | 7.47 | 19.6 | ||
| 122,756 | 6.68 | 26.7 | 67,041 | 7.47 | 20.0 | |||
| Total commercial | ||||||||
| Fixed-rate | 277,364 | 6.44 | 60.3 | 46,504 | 7.22 | 13.9 | ||
| Adjustable-rate | 87,237 | 6.51 | 18.9 | 194,772 | 7.04 | 58.0 | ||
| 364,601 | 6.45 | 79.2 | 241,276 | 7.08 | 71.9 | |||
| One- to four-family and consumer: | ||||||||
| One- to four-family | ||||||||
| Fixed-rate | 49,930 | 5.95 | 10.8 | 75,736 | 5.91 | 22.6 | ||
| Adjustable-rate | 32,458 | 5.79 | 7.1 | 5,809 | 6.50 | 1.7 | ||
| 82,388 | 5.89 | 17.9 | 81,545 | 5.95 | 24.3 | |||
| Consumer | ||||||||
| Fixed-rate | 1,959 | 8.15 | 0.4 | 2,144 | 8.25 | 0.6 | ||
| Adjustable-rate | 11,441 | 7.96 | 2.5 | 10,556 | 8.28 | 3.2 | ||
| 13,400 | 7.99 | 2.9 | 12,700 | 8.28 | 3.8 | |||
| One- to four-family and consumer | ||||||||
| Fixed-rate | 51,889 | 6.03 | 11.3 | 77,880 | 5.98 | 23.2 | ||
| Adjustable-rate | 43,899 | 6.36 | 9.5 | 16,365 | 7.65 | 4.9 | ||
| 95,788 | 6.18 | 20.8 | 94,245 | 6.27 | 28.1 | |||
| Total commercial, one- to four-family, and consumer | ||||||||
| Fixed-rate | 329,253 | 6.37 | 71.6 | 124,384 | 6.44 | 37.1 | ||
| Adjustable-rate | 131,136 | 6.46 | 28.4 | 211,137 | 7.09 | 62.9 | ||
| $460,389 | 6.40 | 100.0% | $335,521 | 6.85 | 100.0% | |||
| Commercial participations included above: | ||||||||
| Fixed-rate | $83,520 | 6.37% | $24,500 | 7.00% | ||||
| Adjustable-rate | — | — | 45,290 | 7.32 | ||||
| $83,520 | 6.37 | $69,790 | 7.21 | |||||
One- to Four-Family Loans -The following table presents, for our portfolio of one- to four-family loans, the amount, percent of total, weighted average rate, weighted average credit score, weighted average LTV, and average balance per loan as of December 31, 2025. Credit scores were updated in September 2025 from a nationally recognized consumer rating agency. The LTVs were based on the current loan balance and either the lesser of the purchase price or original appraisal, or the most recent Bank appraisal, if available. In most cases, the most recent appraisal was obtained at the time of origination.
| % of · Credit · Average | ||||||
|---|---|---|---|---|---|---|
| Amount | Total | Rate | Score | LTV | Balance | |
| (Dollars in thousands) | ||||||
| Originated | $3,725,622 | 64.1% | 3.82% | 770 | 57% | $170 |
| Purchased | 2,065,179 | 35.6 | 3.50 | 768 | 60 | 378 |
| Construction | 15,228 | 0.3 | 6.14 | 778 | 43 | 331 |
| 5,806,029 | 100.0% | 3.71 | 769 | 58 | 212 | |
The following table presents origination and refinance activity for our one- to four-family loan portfolio, excluding endorsement activity, along with the weighted average rate, weighted average LTV and weighted average credit score for the quarter ended December 31, 2025. As of December 31, 2025, the Bank had one- to four-family loan and refinance commitments totaling $24.7 million at a weighted average rate of 5.97%.
| Credit | |||
|---|---|---|---|
| Amount | Rate | LTV | Score |
| (Dollars in thousands) | |||
| $82,388 | 5.89% | 73% | 764 |
Commercial Loans -The table below presents commercial loan origination and participation activity for the quarter ended December 31, 2025, along with weighted average LTV and weighted average DSCR. For commercial real estate and commercial construction loans, the LTV is calculated using the gross loan amount (composed of unpaid principal and undisbursed amounts) and the collateral value at the time of origination. For existing real estate, the "as is" value is used. If the property is to be constructed, the "as completed" value of the collateral is utilized. The DSCR is calculated based on historical borrower performance, or projected borrower performance for newly formed entities with no performance history.
| Originated · Participation · Total · Weighted · Weighted | ||||||||
|---|---|---|---|---|---|---|---|---|
| Amount | Rate | Amount | Rate | Amount | Rate | LTV | DSCR | |
| (Dollars in thousands) | ||||||||
| Commercial real estate | $175,230 | 6.31% | $32,510 | 6.25% | $207,740 | 6.30% | 71% | 2.77x |
| Commercial and industrial | 34,105 | 6.59 | — | — | 34,105 | 6.59 | N/A | 5.37 |
| Commercial construction | 71,746 | 6.85 | 51,010 | 6.45 | 122,756 | 6.68 | 73 | 1.29 |
| $281,081 | 6.48 | $83,520 | 6.37 | $364,601 | 6.45 | 72 | 2.52 | |
The following table presents commercial loan disbursements, excluding lines of credit, during the periods indicated.
| For the Three Months Ended | ||||
|---|---|---|---|---|
| December 31, 2025 | December 31, 2024 | |||
| Amount | Rate | Amount | Rate | |
| (Dollars in thousands) | ||||
| Commercial real estate | $207,243 | 6.32% | $147,268 | 6.61% |
| Commercial and industrial | 27,585 | 6.97 | 10,200 | 7.33 |
| Commercial construction | 70,004 | 6.65 | 46,968 | 6.24 |
| $304,832 | 6.46 | $204,436 | 6.56 | |
The following table presents the Bank's commercial real estate and commercial construction loans by type of primary collateral as of the dates indicated. Management anticipates fully funding the majority of the undisbursed amounts, as most are not cancellable by the Bank.
| December 31, 2025 · September 30,2025 · December 31,2024 | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Unpaid · Undisbursed · Gross Loan · Gross Loan · Gross Loan | ||||||||||
| Count · Principal · Amount · Amount · Amount · Amount | ||||||||||
| (Dollars in thousands) | ||||||||||
| Hotel | 32 | $616,357 | $67,562 | $683,919 | $603,124 | $432,647 | ||||
| Senior housing | 52 | 537,585 | 15,024 | 552,609 | 483,959 | 345,812 | ||||
| Multi-family | 34 | 286,694 | 125,538 | 412,232 | 365,316 | 386,341 | ||||
| Retail building | 126 | 314,868 | 88,114 | 402,982 | 334,665 | 336,135 | ||||
| Office building | 73 | 86,540 | 6,583 | 93,123 | 136,058 | 128,410 | ||||
| One- to four-family property | 301 | 61,805 | 3,976 | 65,781 | 70,420 | 63,879 | ||||
| Warehouse/manufacturing | 51 | 62,969 | 1,799 | 64,768 | 58,853 | 34,569 | ||||
| Land | 24 | 34,008 | 593 | 34,601 | 35,605 | 15,615 | ||||
| Single use building | 25 | 32,821 | 262 | 33,083 | 33,718 | 40,061 | ||||
| Other | 32 | 25,086 | 630 | 25,716 | 28,192 | 30,110 | ||||
| 750 | $2,058,733 | $310,081 | $2,368,814 | $2,149,910 | $1,813,579 | |||||
| Weighted average rate | 5.84% | 6.68% | 5.95% | 5.99% | 5.75% | |||||
The following table presents the unpaid principal balance of loans secured by non-owner occupied and owner occupied properties within the Bank's commercial real estate loan portfolio as of the dates indicated.
| December 31,2025 | September 30,2025 | December 31,2024 | |
|---|---|---|---|
| (Dollars in thousands) | |||
| Non-owner occupied | $1,379,099 | $1,271,905 | $1,017,025 |
| Owner occupied | 161,736 | 167,925 | 166,147 |
The following table presents management's funding expectations for the Bank's commercial real estate and commercial construction undisbursed amounts and commitments outstanding as of December 31, 2025. Due to the nature of a revolving line of credit, management is unable to project funding expectations for those balances, so those amounts are presented separately.
| Projected Disbursements for the Quarters Ending | ||||||
|---|---|---|---|---|---|---|
| March 31,2026 | June 30,2026 | September 30,2026 | Thereafter | Revolving Lines of Credit | Total | |
| (Dollars in thousands) | ||||||
| Undisbursed amounts | $59,605 | $64,130 | $47,032 | $132,070 | $7,244 | $310,081 |
| Commitments | 4,775 | 8,518 | 8,652 | 56,982 | — | 78,927 |
| $64,380 | $72,648 | $55,684 | $189,052 | $7,244 | $389,008 | |
| Weighted average rate | 6.65% | 6.73% | 6.71% | 6.72% | 6.91% | 6.71% |
The following table summarizes the Bank's commercial real estate and commercial construction loans by the state in which the collateral is located, as of the dates indicated.
| December 31, 2025 · September 30,2025 · December 31,2024 | ||||||
|---|---|---|---|---|---|---|
| Unpaid · Undisbursed · Gross Loan · Gross Loan · Gross Loan | ||||||
| Count | Principal | Amount | Amount | Amount | Amount | |
| (Dollars in thousands) | ||||||
| Kansas | 542 | $823,732 | $86,977 | $910,709 | $799,827 | $709,162 |
| Missouri | 120 | 310,295 | 41,926 | 352,221 | 354,772 | 305,835 |
| Texas | 20 | 246,508 | 54,841 | 301,349 | 312,805 | 330,283 |
| Arizona | 7 | 129,536 | 23,801 | 153,337 | 122,429 | 36,446 |
| California | 6 | 94,325 | 16,207 | 110,532 | 96,848 | 81,451 |
| New York | 2 | 109,482 | — | 109,482 | 109,828 | 60,000 |
| Colorado | 13 | 60,920 | 23,024 | 83,944 | 84,199 | 60,805 |
| Tennessee | 3 | 37,671 | 13,940 | 51,611 | 56,781 | 40,782 |
| Washington | 2 | 51,200 | — | 51,200 | — | — |
| Other | 35 | 195,064 | 49,365 | 244,429 | 212,421 | 188,815 |
| 750 | $2,058,733 | $310,081 | $2,368,814 | $2,149,910 | $1,813,579 | |
The following table presents the Bank's commercial real estate and commercial construction loans by unpaid principal balance, aggregated by type of primary collateral and state, along with weighted average LTV and weighted average DSCR as of December 31, 2025. The LTV is calculated using the gross loan amount (composed of unpaid principal and undisbursed amounts) as of December 31, 2025 and the most current collateral value available, which is most often the value at origination/purchase. The DSCR is calculated at the time of origination and is updated at the time of subsequent loan renewals, financial reviews (for applicable loans and lending relationships), and any other time management is aware of changes that may impact the DSCR. The DSCR presented in the table below is based on the DSCR at the time of origination unless an updated DSCR has been calculated or the loan has reached the end of its stabilization period. In general, commercial borrowers with total loans of $2.5 million or more are reviewed at least annually to monitor financial performance.
| Kansas | Missouri | Texas | Arizona | New York | California | Other | Total | |
|---|---|---|---|---|---|---|---|---|
| (Dollars in thousands) | ||||||||
| Hotel | $41,544 | $20,648 | $141,320 | $106,709 | $109,482 | $90,096 | $106,558 | $616,357 |
| Senior housing | 323,857 | 141,629 | — | — | — | — | 72,099 | 537,585 |
| Retail building | 87,670 | 41,492 | 84,736 | 20,068 | — | — | 80,902 | 314,868 |
| Multi-family | 199,638 | 53,592 | 20,000 | — | — | — | 13,464 | 286,694 |
| Office building | 60,153 | 7,747 | 452 | 136 | — | — | 18,052 | 86,540 |
| Warehouse/manufacturing | 38,382 | 17,869 | — | — | — | — | 6,718 | 62,969 |
| One- to four-family property | 42,110 | 4,264 | — | 2,248 | — | 1,620 | 11,563 | 61,805 |
| Land | 7,119 | 152 | — | — | — | — | 26,737 | 34,008 |
| Single use building | 11,682 | 18,155 | — | 375 | — | 2,609 | — | 32,821 |
| Other | 11,577 | 4,747 | — | — | — | — | 8,762 | 25,086 |
| $823,732 | $310,295 | $246,508 | $129,536 | $109,482 | $94,325 | $344,855 | $2,058,733 | |
| Weighted LTV | 67% | 66% | 56% | 54% | 46% | 51% | 66% | 63% |
| Weighted DSCR | 2.03x | 1.51x | 1.40x | 1.42x | 1.55x | 1.50x | 1.68x | 1.73x |
The following table presents the unpaid principal balance of the Bank's commercial real estate and commercial construction loans aggregated by type of primary collateral, along with weighted average rate, LTV, and DSCR as of December 31, 2025.
| Unpaid · Weighted · Weighted · Weighted | |||||
|---|---|---|---|---|---|
| Count | Principal | Rate | LTV | DSCR | |
| (Dollars in thousands) | |||||
| Hotel | 32 | $616,357 | 6.31% | 54% | 1.31x |
| Senior housing | 52 | 537,585 | 5.21 | 73 | 1.64 |
| Retail building | 126 | 314,868 | 5.51 | 61 | 1.93 |
| Multi-family | 34 | 286,694 | 5.97 | 64 | 1.30 |
| Office building | 73 | 86,540 | 6.43 | 64 | 3.49 |
| Warehouse/manufacturing | 51 | 62,969 | 6.34 | 65 | 2.26 |
| One- to four-family property | 301 | 61,805 | 6.03 | 56 | 3.18 |
| Land | 24 | 34,008 | 6.24 | 71 | 4.19 |
| Single use building | 25 | 32,821 | 6.26 | 62 | 1.90 |
| Other | 32 | 25,086 | 5.89 | 53 | 2.09 |
| 750 | $2,058,733 | 5.84 | 63 | 1.73 | |
The following table presents the Bank's commercial real estate and construction loans, including unpaid principal and undisbursed amounts, along with outstanding loan commitments as of December 31, 2025, categorized by aggregate gross loan and commitment amount, along with average loan amount, weighted average rate, LTV, and DSCR. For loans over $60.0 million, there was $152.2 million of such loans related to hotels in Arizona and California, $143.1 million related to multi-family properties in Kansas, and $69.6 million related to senior housing in Kansas. The largest loan included in the table below was $86.0 million, which was fully disbursed as of December 31, 2025, and is collateralized by a hotel in Arizona.
| Gross Loan | ||||||
|---|---|---|---|---|---|---|
| and Commitment · Average · Weighted · Weighted · Weighted | ||||||
| Count | Amounts | Amount | Rate | LTV | DSCR | |
| (Dollars in thousands) | ||||||
| Greater than $60 million | 5 | $364,957 | $72,991 | 6.18% | 60% | 1.50x |
| >$50 to $60 million | 3 | 164,252 | 54,751 | 5.66 | 61 | 1.45 |
| >$40 to $50 million | 2 | 97,162 | 48,581 | 6.15 | 57 | 1.59 |
| >$30 to $40 million | 10 | 349,885 | 34,989 | 5.85 | 64 | 1.27 |
| >$20 to $30 million | 18 | 433,755 | 24,098 | 6.13 | 65 | 1.29 |
| >$10 to $20 million | 27 | 380,861 | 14,106 | 6.43 | 67 | 1.51 |
| >$5 to $10 million | 37 | 262,319 | 7,090 | 5.71 | 70 | 2.57 |
| $1 to $5 million | 122 | 283,694 | 2,325 | 5.27 | 58 | 2.18 |
| Less than $1 million | 532 | 110,856 | 208 | 6.35 | 52 | 3.27 |
| 756 | $2,447,741 | 3,238 | 5.98 | 63 | 1.71 | |
The following table summarizes the Bank's commercial and industrial loans by loan purpose as of the dates indicated. Of the $285.4 million of commercial and industrial loans at December 31, 2025, 59%, or $168.2 million, had a gross loan balance of $5.0 million or more. The largest commercial and industrial lending relationship at December 31, 2025 had a gross loan balance of $81.6 million, which represented 29% of the gross commercial and industrial loan balance at December 31, 2025. The Bank had no commercial and industrial loan commitments at December 31, 2025. Management anticipates growth in the commercial and industrial loan portfolio as the Bank advances its strategy to grow all aspects of commercial banking. However, given the inherent characteristics of these loans, balances will likely fluctuate over time.
| December 31, 2025 · September 30,2025 · December 31,2024 | ||||||
|---|---|---|---|---|---|---|
| Unpaid · Undisbursed · Gross Loan · Gross Loan · Gross Loan | ||||||
| Count | Principal | Amount | Amount | Amount | Amount | |
| (Dollars in thousands) | ||||||
| Working capital | 192 | $101,869 | $54,708 | $156,577 | $153,967 | $86,186 |
| Purchase/refinance business assets | 48 | 49,586 | 306 | 49,892 | 49,805 | 42,066 |
| Finance/lease vehicle | 174 | 32,423 | 2,050 | 34,473 | 36,406 | 26,655 |
| Purchase equipment | 63 | 21,275 | 6,391 | 27,666 | 54,201 | 23,472 |
| Other | 19 | 14,756 | 2,059 | 16,815 | 7,508 | 8,143 |
| 496 | $219,909 | $65,514 | $285,423 | $301,887 | $186,522 | |
| Weighted average rate | 6.74% | 6.80% | 6.75% | 6.97% | 6.83% | |
The following table summarizes the Bank's commercial and industrial loans by the state in which the borrower is located, as of December 31, 2025.
| Unpaid | Undisbursed | Gross Loan | |
|---|---|---|---|
| Principal | Amount | Amount | |
| (Dollars in thousands) | |||
| Kansas | $152,800 | $60,796 | $213,596 |
| Arizona | 11,923 | — | 11,923 |
| Missouri | 10,221 | 760 | 10,981 |
| California | 7,800 | 2,237 | 10,037 |
| Ohio | 9,785 | 215 | 10,000 |
| Other | 27,380 | 1,506 | 28,886 |
| $219,909 | $65,514 | $285,423 | |
The following table presents the Bank's commercial and industrial loan portfolio, including unpaid principal and undisbursed amounts, along with outstanding loan commitments as of December 31, 2025, categorized by aggregate gross loan and commitment amounts and average loan amount. Both loans greater than $15.0 million related to working capital loans in Kansas. The largest loan included in the table below was $36.0 million, of which $16.3 million was undisbursed as of December 31, 2025. This loan is part of the $81.6 million commercial and industrial lending relationship mentioned above.
| Gross Loan | ||||
|---|---|---|---|---|
| and Commitment · Average | ||||
| Count | Amounts | Amount | DSCR | |
| (Dollars in thousands) | ||||
| Greater than $15 million | 2 | $54,718 | $27,359 | 1.56x |
| >$10 to $15 million | 3 | 34,845 | 11,615 | 2.37 |
| >$5 to $10 million | 10 | 78,650 | 7,865 | 1.39 |
| >$1 to $5 million | 27 | 56,447 | 2,091 | 8.37 |
| >$500 thousand to $1 million | 32 | 23,700 | 741 | 3.46 |
| Less than $500 thousand | 422 | 37,063 | 88 | 4.02 |
| 496 | $285,423 | 575 | 3.43 | |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.