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ConnectOne Bancorp, Inc.

For the period ended Sep 30, 2025. Filed Nov 3, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 3, 2025

CNOB$33.02+1.9%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table of Contents

Page
PART I – FINANCIAL INFORMATION
Item 1.Financial Statements3
Consolidated Statements of Condition as of September 30, 2025 (unaudited) and December 31, 20243
Consolidated Statements of Income for the three and nine months ended September 30, 2025 and 2024 (unaudited)4
Consolidated Statements of Comprehensive Income for the three and nine months ended September 30, 2025 and 2024 (unaudited)5
Consolidated Statements of Changes in Stockholders’ Equity for the three and nine months ended September 30, 2025 and 2024 (unaudited)6
Consolidated Statements of Cash Flows for the nine months ended September 30, 2025 and 2024 (unaudited)8
Notes to Consolidated Financial Statements (unaudited)10
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations55
Item 3.Qualitative and Quantitative Disclosures about Market Risks75
Item 4.Controls and Procedures75
PART II – OTHER INFORMATION
Item 1.Legal Proceedings76
Item 1a.Risk Factors76
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds76
Item 3.Defaults Upon Senior Securities76
Item 4.Mine Safety Disclosures76
Item 5.Other Information76
Item 6.Exhibits77
SIGNATURES78
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.