Capital Bancorp Inc
For the period ended Sep 30, 2026. Filed Nov 6, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 6, 2026
CBNK$42.40-0.8%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Item 1. Consolidated Balance Sheets
| Capital Bancorp, Inc. and SubsidiariesConsolidated Balance Sheets (unaudited) | ||
|---|---|---|
| (in thousands, except share data) | September 30, 2026 | December 31, 2025 |
| Assets | ||
| Cash and due from banks | $15,563 | $30,894 |
| Interest-bearing deposits at other financial institutions | 246,469 | 224,611 |
| Federal funds sold | — | 60 |
| Total cash and cash equivalents | 262,032 | 255,565 |
| Investment securities available-for-sale | 214,486 | 230,083 |
| Restricted investments | 6,360 | 8,397 |
| Loans held for sale(1) | 74,251 | 25,828 |
| Portfolio loans receivable, net of deferred fees and costs | 3,114,264 | 2,959,457 |
| Less allowance for credit losses | (55,493) | (54,660) |
| Total portfolio loans held for investment, net | 3,058,771 | 2,904,797 |
| Premises and equipment, net(1) | 17,531 | 15,072 |
| Accrued interest receivable | 23,189 | 16,695 |
| Goodwill | 25,969 | 25,969 |
| Intangible assets | 13,989 | 14,771 |
| Loan servicing assets | 1,994 | 1,816 |
| Deferred tax asset | 18,206 | 14,992 |
| Bank owned life insurance | 46,654 | 45,488 |
| Other assets | 39,121 | 46,734 |
| Total assets | $3,802,553 | $3,606,207 |
| Liabilities | ||
| Deposits | ||
| Noninterest-bearing | $844,536 | $852,741 |
| Interest-bearing | 2,474,599 | 2,240,459 |
| Total deposits(1) | 3,319,135 | 3,093,200 |
| Federal Home Loan Bank advances | — | 50,000 |
| Other borrowed funds | 2,062 | 2,062 |
| Accrued interest payable | 6,843 | 8,745 |
| Other liabilities | 43,063 | 50,443 |
| Total liabilities | 3,371,103 | 3,204,450 |
| Stockholders' equity | ||
| Common stock, $0.01 par value; 49,000,000 shares authorized; 16,328,648 issued and outstanding at September 30, 2026;16,373,288 issued and outstanding at December 31, 2025 | 163 | 164 |
| Additional paid-in capital | 114,557 | 114,604 |
| Retained earnings | 325,944 | 292,749 |
| Accumulated other comprehensive loss | (9,214) | (5,760) |
| Total stockholders' equity | 431,450 | 401,757 |
| Total liabilities and stockholders' equity | $3,802,553 | $3,606,207 |
(1)Balances include held for sale transactions in connection with the Chicago Branch Sale.
See accompanying Notes to Unaudited Consolidated Financial Statements
2
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