Axos Financial, Inc.
For the period ended Jun 30, 2025. Filed Aug 21, 2025.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Aug 21, 2025
AX$93.92+1.3%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Balance Sheets
| At June 30, | ||
|---|---|---|
| (Dollars in thousands, except par value) | 2025 | 2024 |
| ASSETS | ||
| Cash and cash equivalents | $1,933,845 | $1,979,979 |
| Restricted cash | 242,509 | 205,797 |
| Total cash, cash equivalents and restricted cash | 2,176,354 | 2,185,776 |
| Trading securities | 649 | 353 |
| Available-for-sale securities | 66,008 | 141,611 |
| Stock of regulatory agencies | 35,163 | 21,957 |
| Loans held for sale, carried at fair value | 10,012 | 16,482 |
| Loans—net of allowance for credit losses of $290,049 as of June 30, 2025 and $260,542 as of June 30, 2024 | 21,049,610 | 19,231,385 |
| Servicing rights, carried at fair value | 27,218 | 28,924 |
| Securities borrowed | 139,396 | 67,212 |
| Customer, broker-dealer and clearing receivables | 252,720 | 240,028 |
| Goodwill and other intangible assets—net | 134,502 | 141,769 |
| Other assets | 891,446 | 779,837 |
| TOTAL ASSETS | $24,783,078 | $22,855,334 |
| LIABILITIES AND STOCKHOLDERS’ EQUITY | ||
| Deposits: | ||
| Non-interest-bearing | $3,040,696 | $2,975,631 |
| Interest-bearing | 17,788,847 | 16,383,586 |
| Total deposits | 20,829,543 | 19,359,217 |
| Advances from the Federal Home Loan Bank | 60,000 | 90,000 |
| Borrowings, subordinated notes and debentures | 312,671 | 325,679 |
| Securities loaned | 139,426 | 74,177 |
| Customer, broker-dealer and clearing payables | 350,606 | 301,127 |
| Accounts payable and other liabilities | 410,155 | 414,538 |
| Total liabilities | 22,102,401 | 20,564,738 |
| COMMITMENTS AND CONTINGENCIES (Note 18) | ||
| STOCKHOLDERS’ EQUITY: | ||
| Common stock—$0.01 par value; 150,000,000 shares authorized, 71,101,642 shares issued and 56,483,617 shares outstanding as of June 30, 2025; 70,221,632 shares issued and 56,894,565 shares outstanding as of June 30, 2024 | 711 | 702 |
| Additional paid-in capital | 548,895 | 510,232 |
| Accumulated other comprehensive income (loss)—net of income tax | 348 | (2,466) |
| Retained earnings | 2,618,525 | 2,185,617 |
| Treasury stock, at cost; 14,618,025 shares as of June 30, 2025 and 13,327,067 shares as of June 30, 2024 | (487,802) | (403,489) |
| Total stockholders’ equity | 2,680,677 | 2,290,596 |
| TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY | $24,783,078 | $22,855,334 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.