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COMMUNITY FINANCIAL SYSTEM, INC.

For the period ended Dec 31, 2025. Filed Feb 27, 2026.

View on SEC.gov

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 27, 2026

CBU$64.88-1.4%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Signatures

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

COMMUNITY FINANCIAL SYSTEM, INC.​
​​
By:​
/s/ Dimitar A. Karaivanov​​
Dimitar A. Karaivanov​​
President and Chief Executive Officer​
February 27, 2026​

Pursuant to the requirements of the Securities and Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities indicated on the 27 th day of February 2026.

By:​
/s/ Dimitar A. Karaivanov​​
Dimitar A. Karaivanov​​
President, Chief Executive Officer and Director​
(Principal Executive Officer)​
​​
By:​
/s/ Marya Burgio Wlos​​
Marya Burgio Wlos​​
Executive Vice President, Treasurer and Chief Financial Officer​
(Principal Financial Officer)​
​​
By:​
/s/ Deresa F. Durkee​​
Deresa F. Durkee​
Senior Vice President, Chief Accounting Officer​
(Principal Accounting Officer)​

Directors:

/s/ Mark J. Bolus​/s/ Savneet Singh​
Mark J. Bolus, DirectorSavneet Singh, Director
/s/ Neil E. Fesette​/s/ Sally A. Steele​
Neil E. Fesette, DirectorSally A. Steele, Director
​
/s/ Jeffery J. Knauss​/s/ Eric E. Stickels​
Jeffery J. Knauss, DirectorEric E. Stickels, Director and Chair of the Board of Directors
​​
/s/ Kerrie D. MacPherson​/s/ Michele Sullivan​
Kerrie D. MacPherson, DirectorMichele Sullivan, Director
​​
/s/ John Parente​/s/ John A. Vaccaro​
John Parente, DirectorJohn A. Vaccaro, Director
​​
/s/ Raymond C. Pecor, III​/s/ John F. Whipple, Jr.​
Raymond C. Pecor, III, DirectorJohn F. Whipple Jr., Director
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.