Skip to main content
Midas Edge

COLUMBIA BANKING SYSTEM, INC.

For the period ended Dec 31, 2025. Filed Feb 26, 2026.

View on SEC.gov

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 26, 2026

COLB$30.85-0.5%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

GLOSSARY

The acronyms, abbreviations, and terms listed below are used in various sections of this Annual Report on Form 10-K, including Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations and Item 8. Financial Statements and Supplementary Data.

GLOSSARY OF DEFINED TERMS
ACHAutomated Clearing House
ACLAllowance for Credit Losses
ACLLLAllowance for Credit Losses on Loans and Leases
ALCOAsset/Liability Management Committee
ASCAccounting Standards Codification
ASUAccounting Standards Update
ATMAutomated Teller Machine
BankColumbia Bank
Basel IIIBasel capital framework (third accord)
BHCABank Holding Company Act of 1956
BoardThe Company's Board of Directors
BMABank Merger Act of 1960
BOLIBank Owned Life Insurance
BSABank Secrecy Act
BTFPBank Term Funding Program
Capital RulesRisk-based capital standards currently applicable to the Company and the Bank
CCPACalifornia Consumer Protection Act of 2018
CDLCollateral-Dependent Loans
CODMChief Operating Decision Maker
CECLCurrent Expected Credit Losses
CET1Common Equity Tier 1
CFPBConsumer Financial Protection Bureau
ColumbiaColumbia Banking System, Inc.
CompanyColumbia Banking System, Inc. and its Subsidiaries
CPRACalifornia Privacy Rights Act
CRACommunity Reinvestment Act of 1977
CRECommercial Real Estate
CVACredit Valuation Adjustments
DCBSOregon Department of Consumer and Business Services Division of Financial Regulation
DCFDiscounted Cash Flow
DCPDeferred Compensation Plan
DIFDeposit Insurance Fund
Dodd-Frank ActDodd-Frank Wall Street Reform and Consumer Protection Act
DTADeferred Tax Assets
ESPPEmployee Stock Purchase Plan
FASBFinancial Accounting Standards Board
FDIAFederal Deposit Insurance Act
FDICFederal Deposit Insurance Corporation
Federal ReserveBoard of Governors of the Federal Reserve System
GLOSSARY OF DEFINED TERMS (CONTINUED)
FHLBFederal Home Loan Bank
FinPacFinancial Pacific Leasing, Inc.
FintechFinancial technology
FRBFederal Reserve Bank
Freddie MacFederal Home Loan Mortgage Corporation
FRMFinancial Risk Management group
GAAPGenerally Accepted Accounting Principles
GDPGross Domestic Product
GNMAGovernment National Mortgage Association
HELOCHome Equity Line of Credit
HOAHomeowner's Association
IDIInsured Depository Institutions
LGDLoss Given Default
LIHTCLow Income Housing Tax Credit
MSRMortgage Servicing Rights
NMNot Meaningful
NOLNet Operating Loss
OCCOffice of the Comptroller of the Currency
Pacific PremierPacific Premier Bancorp, Inc.
Pacific Premier BankPacific Premier Bank, National Association
PCDPurchased with Credit Deterioration
PDProbability of Default
ROURight-Of-Use
RSARestricted Stock Awards
RSURestricted Stock Units
RUCReserve for Unfunded Commitments
SBASmall Business Administration
SECSecurities and Exchange Commission
SERPSupplemental Retirement Plan associated with legacy Columbia
SOFRSecured Overnight Financing Rate
SOXSarbanes-Oxley Act of 2002
SRPSupplemental Retirement Plan
SRP/DCPSupplemental Retirement & Deferred Compensation Plan
TrustsTrusts wholly-owned by the Company
UHCUmpqua Holdings Corporation
USDAUnited States Department of Agriculture
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.