AMERIPRISE FINANCIAL INC

For the period ended Sep 30, 2026. Filed Oct 30, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Oct 30, 2026

AMP$518.30+3.4%Stored close · as of Nov 9, 2026

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM	10-Q

OR
☒	QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the Quarterly Period Ended	September 30, 2026
☐	TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the Transition Period from_______________________to_______________________

Commission File No.	1-32525

AMERIPRISE FINANCIAL, INC.

(Exact name of registrant as specified in its charter)

	Delaware	13-3180631
(State or other jurisdiction of incorporation or organization)	(I.R.S. Employer Identification No.)

	1099 Ameriprise Financial Center	Minneapolis	Minnesota	55474
(Address of principal executive offices)	(Zip Code)

Registrant’s telephone number, including area code:

(612)

671-3131

Former name, former address and former fiscal year, if changed since last report:

Not Applicable

Securities registered pursuant to Section 12(b) of the Act:
	Title of each class		Trading Symbol	Name of each exchange on which registered
Common Stock (par value $0.01 per share)	AMP	New York Stock Exchange

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.	Yes	☒	No	☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).	Yes	☒	No	☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.
Large Accelerated Filer	☒	Accelerated Filer	☐	Non-accelerated Filer	☐	Smaller reporting company	☐	Emerging growth company	☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.	☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).	Yes	☐	No	☒

Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date.
	Class	Outstanding at October 24, 2026
Common Stock (par value $0.01 per share)	86,812,469 shares

Index

FORM 10-Q

INDEX

Part I. Financial Information	3
Item 1. Financial Statements (Unaudited)	3
	Consolidated Statements of Operations — Three and nine months ended September 30, 2026 and 2025	3
	Consolidated Statements of Comprehensive Income — Three and nine months ended September 30, 2026 and 2025	4
	Consolidated Balance Sheets — September 30, 2026 and December 31, 2025	5
	Consolidated Statements of Equity — Three and nine months ended September 30, 2026 and 2025	6
	Consolidated Statements of Cash Flows — Nine months ended September 30, 2026 and 2025	7
	Notes to Consolidated Financial Statements	9
	1.	Basis of Presentation	9
	2.	Recent Accounting Pronouncements	9
	3.	Revenue from Contracts with Customers	10
	4.	Variable Interest Entities	15
	5.	Investments	20
	6.	Financing Receivables	24
	7.	Deferred Acquisition Costs and Deferred Sales Inducement Costs	29
	8.	Policyholder Account Balances, Future Policy Benefits and Claims	30
	9.	Separate Account Assets and Liabilities	40
	10.	Market Risk Benefits	41
	11.	Debt	46
	12.	Fair Values of Assets and Liabilities	47
	13.	Offsetting Assets and Liabilities	58
	14.	Derivatives and Hedging Activities	60
	15.	Shareholders’ Equity	65
	16.	Income Taxes	67
	17.	Contingencies	68
	18.	Earnings per Share	69
	19.	Segment Information	69
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations	73
Item 3. Quantitative and Qualitative Disclosures About Market Risk	100
Item 4. Controls and Procedures	103
Part II. Other Information	104
Item 1. Legal Proceedings	104
Item 1A. Risk Factors	104
Item 2. Unregistered Sales of Equity Securities, Use of Proceeds, and Issuer Purchases of Equity Securities	104
Item 5. Other Information	104
Item 6. Exhibits	105
Signatures	106

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