CITIZENS FINANCIAL GROUP INCRI
For the period ended Dec 31, 2023. Filed Feb 16, 2024.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2023 · Filed Feb 16, 2024
CFG$64.82-0.4%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Item 8. Financial Statements and Supplementary Data
| Page | |
|---|---|
| Report of Management on Internal Control Over Financial Reporting | 79 |
| Report of Independent Registered Public Accounting Firm on the Consolidated Financial Statements (PCAOB ID No. 34) | 80 |
| Report of Independent Registered Public Accounting Firm on Internal Control Over Financial Reporting | 83 |
| Consolidated Balance Sheets | 84 |
| Consolidated Statements of Operations | 85 |
| Consolidated Statements of Comprehensive Income | 86 |
| Consolidated Statements of Changes in Stockholders’ Equity | 87 |
| Consolidated Statements of Cash Flows | 88 |
| Notes to Consolidated Financial Statements | 90 |
| Note 1 - Significant Accounting Policies | 90 |
| Note 2 - Acquisitions | 92 |
| Note 3 - Cash and Due from Banks | 96 |
| Note 4 - Securities | 96 |
| Note 5 - Loans and Leases | 100 |
| Note 6 - Credit Quality and the Allowance for Credit Losses | 102 |
| Note 7 - Premises, Equipment and Software | 116 |
| Note 8 - Mortgage Banking and Other | 117 |
| Note 9 - Leases | 118 |
| Note 10 - Goodwill and Intangible Assets | 120 |
| Note 11 - Variable Interest Entities | 121 |
| Note 12 - Deposits | 124 |
| Note 13 - Borrowed Funds | 125 |
| Note 14 - Derivatives | 126 |
| Note 15 - Employee Benefit Plans | 129 |
| Note 16 - Accumulated Other Comprehensive Income (Loss) | 131 |
| Note 17 - Stockholders’ Equity | 132 |
| Note 18 - Share-Based Compensation | 133 |
| Note 19 - Commitments and Contingencies | 134 |
| Note 20 - Fair Value Measurements | 136 |
| Note 21 - Noninterest Income | 142 |
| Note 22 - Other Operating Expense | 144 |
| Note 23 - Income Taxes | 144 |
| Note 24 - Earnings Per Share | 147 |
| Note 25 - Regulatory Matters | 148 |
| Note 26 - Business Operating Segments | 149 |
| Note 27 - Parent Company Financials | 152 |
Citizens Financial Group, Inc. | 78
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