CITY HOLDING CO
For the period ended Jun 30, 2026. Filed Aug 5, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 5, 2026
CHCO$142.59-0.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Income
Consolidated Statements of Income (Unaudited)
(in thousands, except earnings per share data)
| Interest Income · Three months ended June 30, · Six months ended June 30, | ||||
|---|---|---|---|---|
| 2026 · 2025 · 2026 · 2025 | ||||
| Interest and fees on loans | $64,584 | $62,588 | $128,255 | $123,505 |
| Interest and dividends on investment securities: | ||||
| Taxable | 12,920 | 15,347 | 26,049 | 29,292 |
| Tax-exempt | 1,031 | 712 | 2,057 | 1,436 |
| Interest on deposits in depository institutions | 1,676 | 1,644 | 2,618 | 3,446 |
| Total Interest Income | 80,211 | 80,291 | 158,979 | 157,679 |
| Interest Expense | ||||
| Interest on deposits | 14,924 | 16,492 | 29,680 | 33,345 |
| Interest on customer repurchase agreements | 2,959 | 3,307 | 5,803 | 6,476 |
| Interest on FHLB advances | 1,569 | 1,568 | 3,120 | 3,120 |
| Total Interest Expense | 19,452 | 21,367 | 38,603 | 42,941 |
| Net Interest Income | 60,759 | 58,924 | 120,376 | 114,738 |
| Provision for (Recovery of) credit losses | 436 | (1,909) | 1,049 | (1,787) |
| Net Interest Income After Provision for (Recovery of) Credit Losses | 60,323 | 60,833 | 119,327 | 116,525 |
| Non-Interest Income | ||||
| Gains on sale of investment securities, net | — | 150 | — | 150 |
| Unrealized gains (losses) recognized on equity securities still held, net | 58 | (263) | 65 | (268) |
| Service charges | 7,947 | 7,551 | 15,708 | 15,063 |
| Bankcard revenue | 7,548 | 7,233 | 14,437 | 14,040 |
| Wealth and investment management fee income | 3,451 | 3,016 | 6,768 | 5,918 |
| Bank owned life insurance | 886 | 942 | 1,865 | 2,095 |
| Other income | 874 | 894 | 1,921 | 1,623 |
| Total Non-Interest Income | 20,764 | 19,523 | 40,764 | 38,621 |
| Non-Interest Expense | ||||
| Salaries and employee benefits | 20,455 | 19,995 | 40,638 | 39,189 |
| Occupancy related expense | 2,428 | 2,316 | 5,060 | 4,898 |
| Equipment and software related expense | 3,746 | 3,554 | 7,411 | 7,024 |
| Bankcard expenses | 2,147 | 2,203 | 4,266 | 4,418 |
| Other tax-related matters | 2,438 | 2,327 | 5,119 | 4,589 |
| Advertising | 1,016 | 964 | 1,900 | 1,837 |
| FDIC insurance expense | 772 | 756 | 1,577 | 1,532 |
| Legal and professional fees | 612 | 651 | 1,165 | 1,233 |
| Other expenses | 6,153 | 6,429 | 12,373 | 12,348 |
| Total Non-Interest Expense | 39,767 | 39,195 | 79,509 | 77,068 |
| Income Before Income Taxes | 41,320 | 41,161 | 80,582 | 78,078 |
| Income tax expense | 8,022 | 7,774 | 15,549 | 14,349 |
| Net Income Available to Common Shareholders | $33,298 | $33,387 | $65,033 | $63,729 |
| Basic earnings per common share | $2.35 | $2.29 | $4.55 | $4.35 |
| Diluted earnings per common share | $2.35 | $2.29 | $4.55 | $4.35 |
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