Ameris Bancorp
For the period ended Dec 31, 2025. Filed Feb 26, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 26, 2026
ABCB$82.94-0.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Balance Sheets – December 31, 20 and
Consolidated Balance Sheets
December 31, 2025 and 2024
| 2025 | 2024 | |
|---|---|---|
| Assets | ||
| Cash and due from banks | $253,807 | $244,980 |
| Interest-bearing deposits in banks | 835,113 | 975,397 |
| Cash and cash equivalents | 1,088,920 | 1,220,377 |
| Debt securities available-for-sale, at fair value, net of allowance for credit losses of $75 and $69 | 2,207,173 | 1,671,260 |
| Debt securities held-to-maturity, at amortized cost, net of allowance for credit losses of $0 and $0 (fair value of $189,873 and $144,028) | 203,242 | 164,677 |
| Other investments | 85,443 | 66,298 |
| Loans held for sale, at fair value | 623,152 | 528,599 |
| Loans, net of unearned income | 21,513,522 | 20,739,906 |
| Allowance for credit losses | (348,141) | (338,084) |
| Loans, net | 21,165,381 | 20,401,822 |
| Other real estate owned, net | 2,918 | 2,433 |
| Premises and equipment, net | 213,097 | 209,460 |
| Goodwill | 1,015,646 | 1,015,646 |
| Other intangible assets, net | 54,824 | 70,761 |
| Cash value of bank owned life insurance | 420,583 | 408,574 |
| Other assets | 435,500 | 502,143 |
| Total assets | $27,515,879 | $26,262,050 |
| Liabilities | ||
| Deposits | ||
| Noninterest-bearing | $6,426,145 | $6,498,293 |
| Interest-bearing | 15,949,850 | 15,224,155 |
| Total deposits | 22,375,995 | 21,722,448 |
| Other borrowings | 558,039 | 291,788 |
| Subordinated deferrable interest debentures, net | 134,302 | 132,309 |
| Other liabilities | 371,515 | 363,983 |
| Total liabilities | 23,439,851 | 22,510,528 |
| Commitments and Contingencies (Note 18) | ||
| Shareholders’ Equity | ||
| Preferred stock, stated value $1,000; 5,000,000 shares authorized; 0 shares issued and outstanding | — | — |
| Common stock, par value $1; 200,000,000 shares authorized; 72,898,342 and 72,699,245 shares issued | 72,898 | 72,699 |
| Capital surplus | 1,971,131 | 1,958,642 |
| Retained earnings | 2,210,385 | 1,853,428 |
| Accumulated other comprehensive income (loss), net of tax | 8,312 | (30,119) |
| Treasury stock, at cost, 4,876,026 and 3,630,636 shares | (186,698) | (103,128) |
| Total shareholders’ equity | 4,076,028 | 3,751,522 |
| Total liabilities and shareholders’ equity | $27,515,879 | $26,262,050 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.