FIRST BUSEY CORP /NV/
For the period ended Dec 31, 2025. Filed Feb 26, 2026.
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FY2025 · Filed Feb 26, 2026
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Off-Balance-Sheet Arrangements
Busey Bank routinely enters into commitments to extend credit and standby letters of credit in the normal course of business to meet the financing needs of its customers. The balance of commitments to extend credit represents future cash requirements and some of these commitments may expire without being drawn upon.
First Busey Corporation(BUSE) | 2025 —86
The following table summarizes Busey’s outstanding commitments and reserves for unfunded commitments :
| As of December 31, | ||
|---|---|---|
| (dollars in thousands) | 2025 | 2024 |
| Outstanding loan commitments and standby letters of credit | $4,820,613 | $2,548,178 |
| Reserve for unfunded commitments | 12,964 | 5,967 |
The following table summarizes Busey’s provision for unfunded commitments for the periods presented:
| Years Ended December 31, | ||||
|---|---|---|---|---|
| (dollars in thousands) | Location | 2025 | 2024 | 2023 |
| Provision for unfunded commitments1 | Provision for credit losses | $6,997 | $(1,095) | $461 |
- The year ended December 31, 2025, included $7.2 million to establish an initial allowance for unfunded commitments in connection with the CrossFirst acquisition.
Busey anticipates that it will have sufficient funds available to meet current loan commitments, including loan applications received and in process prior to the issuance of firm commitments.
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