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Midas Edge

Ally Financial Inc.

For the period ended Sep 30, 2026. Filed Nov 2, 2026.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 2, 2026

ALLY$37.67-2.2%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 1. Financial Statements

Condensed Consolidated Statement of Comprehensive (Loss) Income (unaudited)

Three months ended September 30,Nine months ended September 30,
($ in millions)2026202520262025
Financing revenue and other interest income
Interest and fees on finance receivables and loans$2,836$2,674$8,235$8,007
Interest on loans held-for-sale1363417
Interest and dividends on investment securities and other earning assets253250729728
Interest on cash and cash equivalents8192242285
Operating leases3843651,1661,068
Total financing revenue and other interest income3,5673,38710,40610,105
Interest expense
Interest on deposits1,2131,3023,6464,034
Interest on short-term borrowings561111717
Interest on long-term debt277265808794
Interest on other——41
Total interest expense1,5461,5784,5754,846
Net depreciation expense on operating lease assets273225810681
Net financing revenue and other interest income1,7481,5845,0214,578
Other revenue
Insurance premiums and service revenue earned3653611,0931,084
Loss on mortgage and automotive loans, net(8)(3)(17)(6)
Loss on extinguishment of debt——(2)—
Other gain (loss) on investments, net345689(382)
Other income, net of losses193170536517
Total other revenue5845841,6991,213
Total net revenue2,3322,1686,7205,791
Provision for credit losses5294151,426990
Noninterest expense
Compensation and benefits expense4414471,3901,382
Insurance losses and loss adjustment expenses135141464505
Goodwill impairment———305
Other operating expenses6606521,9361,944
Total noninterest expense1,2361,2403,7904,136
Income from continuing operations before income tax expense5675131,504665
Income tax expense from continuing operations134115342140
Net income from continuing operations4333981,162525
Net income$433$398$1,162$525
Other comprehensive (loss) income, net of tax(672)275(597)980
Comprehensive (loss) income$(239)$673$565$1,505

Statement continues on the next page.

Condensed Consolidated Statement of Comprehensive (Loss) Income (unaudited)

Three months ended September 30,Nine months ended September 30,
($ in millions, except per share data; shares in thousands) (a)2026202520262025
Net income from continuing operations attributable to common shareholders$401$371$1,059$442
Net income attributable to common shareholders$401$371$1,059$442
Basic weighted-average common shares outstanding (b)305,074310,342308,121309,753
Diluted weighted-average common shares outstanding (b)308,133313,823310,774312,633
Basic earnings per common share
Net income from continuing operations$1.31$1.19$3.44$1.43
Net income$1.32$1.19$3.44$1.43
Diluted earnings per common share
Net income from continuing operations$1.30$1.18$3.41$1.41
Net income$1.30$1.18$3.41$1.41
Cash dividends declared per common share$0.30$0.30$0.90$0.90

(a)Figures in the table may not recalculate exactly due to rounding. Earnings per share is calculated based on unrounded numbers.

(b)Includes shares related to share-based compensation that vested but were not yet issued.

Refer to Note 16 for additional earnings per share information. The Notes to the Condensed Consolidated Financial Statements (unaudited) are an integral part of these statements.

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.