Ally Financial Inc
For the period ended Mar 31, 2025. Filed May 5, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2025 · Filed May 5, 2025
ALLY$37.67-2.2%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Glossary of Abbreviations and Acronyms
Index of Defined Terms
Glossary of Abbreviations and Acronyms
The following is a list of abbreviations and acronyms that are used in this Quarterly Report on Form 10-Q.
| Term | Definition |
|---|---|
| ALCO | Asset-Liability Committee |
| ALM | Asset Liability Management |
| AOCI | Accumulated other comprehensive income |
| ASC | Accounting Standards Codification |
| ASU | Accounting Standards Update |
| Basel Committee | Basel Committee on Banking Supervision |
| BHC | Bank holding company |
| BHC Act | Bank Holding Company Act of 1956, as amended |
| Board | Ally Board of Directors |
| CD | Certificate of deposit |
| CECL | Accounting Standards Update 2016-13 (and related Accounting Standards Updates), or current expected credit loss |
| CEO | Chief Executive Officer |
| CIDI | Covered insured depository institution |
| CODM | Chief Operating Decision Maker |
| COH | Corporate overhead |
| CRA | Community Reinvestment Act of 1977, as amended |
| CSG | Commercial Services Group |
| CVA | Credit valuation adjustment |
| DBRS | Morningstar DBRS |
| DIF | Deposit Insurance Fund |
| Dodd-Frank Act | Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, as amended |
| DVA | Debit valuation adjustment |
| EGRRCP Act | Economic Growth, Regulatory Relief, and Consumer Protection Act, as amended |
| ERMC | Enterprise Risk Management Committee |
| ERM | Enterprise Risk Management |
| ETF | Exchange-traded fund |
| EVE | Economic value of equity |
| Exchange Act | Securities Exchange Act of 1934, as amended |
| F&I | Finance and insurance |
| FASB | Financial Accounting Standards Board |
| FDI Act | Federal Deposit Insurance Act, as amended |
| FDIC | Federal Deposit Insurance Corporation |
| FDICIA | Federal Deposit Insurance Corporation Improvement Act of 1991, as amended |
| FHC | Financial holding company |
| FHLB | Federal Home Loan Bank |
| FRB | Federal Reserve Bank, or Board of Governors of the Federal Reserve System, as the context requires |
| FTP | Funds-transfer pricing |
| GAP | Guaranteed asset protection |
| GDP | Gross domestic product of the United States of America |
| GLB Act | Gramm-Leach-Bliley Act of 1999, as amended |
| GM | General Motors Company |
| HTC | Historic tax credit |
| IB Finance | IB Finance Holding Company, LLC |
| ICE | Traditional internal combustion engine |
Index of Defined Terms
| Term | Definition |
|---|---|
| IRA | Individual retirement account |
| ITC | Investment tax credit |
| LCR | Liquidity coverage ratio |
| LGD | Loss given default |
| LIHTC | Low-income housing tax credit |
| LMI | Low-to-moderate income |
| LTV | Loan-to-value |
| MD&A | Management’s Discussion and Analysis of Financial Condition and Results of Operations |
| NMTC | New market tax credit |
| NYSE | New York Stock Exchange |
| OCI | Other comprehensive income |
| OEM | Automotive original equipment manufacturer |
| OTC | Over-the-counter |
| P&C | Property and casualty |
| PCA | Prompt corrective action |
| RC | Risk Committee of the Ally Board of Directors |
| ROU | Right-of-use |
| RV | Recreational vehicle |
| RWA | Risk-weighted asset |
| S&P | Standard & Poor’s Global |
| SEC | U.S. Securities and Exchange Commission |
| Signature | Signature Bank |
| SPE | Special-purpose entity |
| Stellantis | Stellantis N.V. |
| SVB | Silicon Valley Bank |
| Tailoring Rules | The rules implementing Title IV of the EGRRCP Act |
| TLAC | Total loss-absorbing capacity |
| UPB | Unpaid principal balance |
| U.S. Basel III | The rules implementing the 2010 Basel III capital framework in the United States as well as related provisions of the Dodd-Frank Act, as amended from time to time |
| U.S. GAAP | Accounting Principles Generally Accepted in the United States of America |
| VIE | Variable interest entity |
| VMC | Vehicle maintenance contract |
| VSC | Vehicle service contract |
| WAC | Weighted-average coupon |
| wSTWF | Weighted short-term wholesale funding |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.