COMMERCE BANCSHARES INC /MO/
For the period ended Sep 30, 2026. Filed Nov 5, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 5, 2026
CBSH$56.030.0%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets as of (unaudited) and
CONSOLIDATED BALANCE SHEETS
| September 30,2026 | December 31, 2025 | |
|---|---|---|
| (Unaudited) | ||
| (In thousands) | ||
| ASSETS | ||
| Loans | $21,211,941 | $17,771,263 |
| Allowance for credit losses on loans | (197,840) | (179,468) |
| Net loans | 21,014,101 | 17,591,795 |
| Loans held for sale (including $1,698,000 and $4,028,000 of residential mortgage loans carried at fair value at September 30, 2026 and December 31, 2025, respectively) | 2,165 | 4,329 |
| Investment securities: | ||
| Available for sale debt, at fair value (amortized cost of $8,775,955,000 and $9,742,278,000 at | ||
| September 30, 2026 and December 31, 2025, respectively, and allowance for credit losses of $— | ||
| at both September 30, 2026 and December 31, 2025) | 7,928,567 | 9,095,513 |
| Trading debt | 43,700 | 40,080 |
| Equity | 41,492 | 57,354 |
| Other | 239,001 | 230,459 |
| Total investment securities | 8,252,760 | 9,423,406 |
| Federal funds sold | 515 | — |
| Securities purchased under agreements to resell | 1,150,000 | 850,000 |
| Interest earning deposits with banks | 1,773,409 | 2,744,393 |
| Cash and due from banks | 624,151 | 803,239 |
| Premises and equipment – net | 554,527 | 485,700 |
| Goodwill | 253,805 | 146,539 |
| Other intangible assets – net | 135,087 | 13,311 |
| Other assets | 1,062,864 | 852,377 |
| Total assets | $34,823,384 | $32,915,089 |
| LIABILITIES AND SHAREHOLDERS' EQUITY | ||
| Deposits: | ||
| Non-interest bearing | $8,217,972 | $8,205,711 |
| Savings, interest checking and money market | 16,741,629 | 15,047,406 |
| Certificates of deposit of less than $100,000 | 991,028 | 1,023,406 |
| Certificates of deposit of $100,000 and over | 1,297,238 | 1,363,053 |
| Total deposits | 27,247,867 | 25,639,576 |
| Federal funds purchased and securities sold under agreements to repurchase | 2,696,103 | 2,989,641 |
| Other borrowings | 16,164 | 12,798 |
| Other liabilities | 647,826 | 458,302 |
| Total liabilities | 30,607,960 | 29,100,317 |
| Commerce Bancshares, Inc. shareholders’ equity: | ||
| Common stock, $5 par value | ||
| Authorized 190,000,000; issued 148,521,165 and 138,588,701 shares at September 30, 2026 and December 31, 2025, respectively | 742,606 | 692,944 |
| Capital surplus | 3,999,745 | 3,522,292 |
| Retained earnings | 468,767 | 131,826 |
| and 876,521 shares at December 31, 2025, at cost | (343,578) | (48,001) |
| Accumulated other comprehensive income (loss) | (678,958) | (507,690) |
| Total Commerce Bancshares, Inc. shareholders' equity | 4,188,582 | 3,791,371 |
| Non-controlling interest | 26,842 | 23,401 |
| Total equity | 4,215,424 | 3,814,772 |
| Total liabilities and equity | $34,823,384 | $32,915,089 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.