COMMERCE BANCSHARES INC /MO/
For the period ended Jun 30, 2025. Filed Aug 6, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Aug 6, 2025
CBSH$56.030.0%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets as of (unaudited) and
CONSOLIDATED BALANCE SHEETS
| June 30,2025 | December 31, 2024 | |
|---|---|---|
| (Unaudited) | ||
| (In thousands) | ||
| ASSETS | ||
| Loans | $17,665,468 | $17,220,103 |
| Allowance for credit losses on loans | (165,260) | (162,742) |
| Net loans | 17,500,208 | 17,057,361 |
| Loans held for sale (including $3,488,000 and $2,981,000 of residential mortgage loans carried at fair value at June 30, 2025 and December 31, 2024, respectively) | 3,592 | 3,242 |
| Investment securities: | ||
| Available for sale debt, at fair value (amortized cost of $9,680,135,000 and $10,127,426,000 at | ||
| June 30, 2025 and December 31, 2024, respectively, and allowance for credit losses of $— | ||
| at both June 30, 2025 and December 31, 2024) | 8,915,779 | 9,136,853 |
| Trading debt | 46,630 | 38,034 |
| Equity | 54,511 | 57,442 |
| Other | 219,906 | 230,051 |
| Total investment securities | 9,236,826 | 9,462,380 |
| Federal funds sold | — | 3,000 |
| Securities purchased under agreements to resell | 850,000 | 625,000 |
| Interest earning deposits with banks | 2,624,264 | 2,624,553 |
| Cash and due from banks | 522,049 | 748,357 |
| Premises and equipment – net | 477,401 | 475,275 |
| Goodwill | 146,539 | 146,539 |
| Other intangible assets – net | 13,333 | 13,632 |
| Other assets | 910,035 | 837,288 |
| Total assets | $32,284,247 | $31,996,627 |
| LIABILITIES AND STOCKHOLDERS' EQUITY | ||
| Deposits: | ||
| Non-interest bearing | $7,393,559 | $8,150,669 |
| Savings, interest checking and money market | 15,727,549 | 14,754,571 |
| Certificates of deposit of less than $100,000 | 986,014 | 996,721 |
| Certificates of deposit of $100,000 and over | 1,386,906 | 1,391,683 |
| Total deposits | 25,494,028 | 25,293,644 |
| Federal funds purchased and securities sold under agreements to repurchase | 2,596,461 | 2,926,758 |
| Other borrowings | 15,049 | 56 |
| Other liabilities | 518,595 | 443,694 |
| Total liabilities | 28,624,133 | 28,664,152 |
| Commerce Bancshares, Inc. stockholders’ equity: | ||
| Common stock, $5 par value | ||
| Authorized 190,000,000; issued 135,210,812 shares at both June 30, 2025 and December 31, 2024 | 676,054 | 676,054 |
| Capital surplus | 3,386,218 | 3,395,645 |
| Retained earnings | 255,938 | 45,494 |
| and 784,203 shares at December 31, 2024, at cost | (96,589) | (48,401) |
| Accumulated other comprehensive income (loss) | (581,049) | (758,911) |
| Total Commerce Bancshares, Inc. stockholders' equity | 3,640,572 | 3,309,881 |
| Non-controlling interest | 19,542 | 22,594 |
| Total equity | 3,660,114 | 3,332,475 |
| Total liabilities and equity | $32,284,247 | $31,996,627 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.