AMERICAN INTERNATIONAL GROUP, INC.

Operating Cash Flow Activities

Insurance companies generally receive most premiums in advance of the payment of claims or policy benefits. The ability of insurance companies to generate positive cash flow is affected by the frequency and severity of losses under their insurance policies, policy retention rates, effective management of their investment portfolio and operating expense discipline.

Interest payments totaled $205 million and $200 million in the six months ended June 30, 2026 and 2025, respectively. Excluding interest payments, AIG had operating cash inflows of $2.1 billion and $1.5 billion in the six months ended June 30, 2026 and 2025, respectively.

Investing Cash Flow Activities

Net cash provided by investing activities in the six months ended June 30, 2026 was $81 million compared to $3.3 billion in the prior year period.

Financing Cash Flow Activities

Net cash used in financing activities in the six months ended June 30, 2026 totaled $1.7 billion, reflecting:

•$504 million to pay dividends of $0.50 per share in the three months ended June 30, 2026, and $0.45 per share for the three months ended March 31, 2026 on AIG Common Stock; and

•$1.2 billion to repurchase approximately 15 million shares of AIG Common Stock.

Net cash used in financing activities in the six months ended June 30, 2025 totaled $4.2 billion reflecting:

•$488 million to pay dividends of $0.45 per share in the three months ended June 30, 2025, and $0.40 per share for the three months ended March 31, 2025 on AIG Common Stock;

•$4.0 billion to repurchase approximately 50 million shares of AIG Common Stock; and

•$154 million in net inflows from the issuance and repayment of long-term debt.